YES Bank has planned to focus on boosting its retail business

By | August 19, 2011

A recent press report said that private sector lender YES Bank has planned to give a big booster to its retail banking operations. The bank has planned to add several new products to its retail portfolio in order to enhance its offerings to the customer.

Amongst the new product lines to be introduced include Loan against Property (LAP), Loan against Shares (LAS), Auto Loans & Commercial Vehicles. The bank has also planned to cash out on working capital requirements of MSMEs.

Mr. Rana Kapoor, CEO and MD of the bank, said that he truly believes that the new Retail products will bring sharpened focus, greater vigor and velocity in our offerings to our valued customers. He said that it will be significant in tapping tremendous synergies across all parts of the Bank as also in providing an external manifestation of our unique ‘One-Bank Approach’ with the objective of creating a consistent customer experience. He said that it will be key growth and value drivers towards the success of the vision of Version 2.0.

Yes Bank an Indian Bank, engaged in providing a range of banking and financial services. The Bank’s business segments include Treasury, Corporate/Wholesale Banking, retail Banking, Corporate Finance, Transaction Banking and a host of other Banking services. The lending portfolio of the bank includes home loan, personal loan, mortgage loans, vehicle loans, loan against Property for SMEs and individual etc.

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About Pradeep Yuvaraj

Pradeep Yuvaraj is a Co-Founder and Director at Finerva Financial Solutions Private Limited, a financial education company focused on personal finance education. He has penned over 250 articles relating to Personal Finance and clocked over 500 hours of educating individuals on managing personal finance. He is a serial entrepreneur and has been associated with 7 Start-ups. His entrepreneurial experience spans industries as varied as Education, Gas Engineering, Automobile Design, Software development and more recently a Pure play presentation design company. Prior to turning entrepreneur in 2005, he has worked for 3 of the top ten companies of the world - Shell, ExxonMobil and Total SA. This experience included handling Branch Operations, Channel Sales and Business Development across 5 states over a period of 8 years. He holds an MBA from Symbiosis and an Electronics Engineering Degree from the University of Pune.

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