Recent Articles

6 no’s of credit card usage

With the nation-wide “Swachh Bharat” campaign driving plastic into the wilderness (or the nearest dustbin!), it’s time to take care of another kind of plastic – your credit card. While you can’t just fling it into a dustbin, here’s what you can do to...



Will RBI adopt the marginal cost-of-funds approach?

When the Reserve Bank of India (RBI) reduced the repo rate by 0.25 percentage point in January 2015, it came as a pleasant surprise for millions of home loan borrowers. They were expecting the banks the follow suit and cut lending rates to pass...



Futuristic Fantasies You Can Fulfill With Your Retirement Money

Now investing in a retirement plan is a sure smart and wise move. But retirement seems so so far ahead into the future, that you start getting a feeling that by the time it comes around, the world would have moved into another century only. So we got our imaginations into overdrive and thought of some futuristic fantasies that you will be able to fulfil with your retirement money.


The secret identity of the loan seeker

A decade ago, home buyers were seeking loans. Today, loans are seeking home buyers. The typical home loan seeker’s profile has undergone a complete makeover. There are no dearth of loan products to spoil her for choice. A similar story unfolds when it comes...




6 Options You May Not Think of While Taking a Home Loan

Ignorance is bliss, but not for loan buyers. Many home buyers are unaware of the several options available when it comes to a home loan. Call it “research fatigue” or the lets-get-this-out-of-the-way syndrome, majority of home loan borrowers look only for interest rates. Here...