Recent Articles

5 Reasons why you spend more with credit cards

Have you ever wondered why people splurge with cards even after knowing that it’s only borrowed money that they have to return to the bank someday? Various researches on the profiles of credit cards owners and their spending patterns says that there are several...



How exporters and importers can now use credit cards

In a move that is likely to improve India’s overall position as a country with ‘ease of doing business’, the commerce ministry has initiated a mechanism allowing importers and exporters to use card payments for various services. Until now, the Indian traders including exporters...





6 no’s of credit card usage

With the nation-wide “Swachh Bharat” campaign driving plastic into the wilderness (or the nearest dustbin!), it’s time to take care of another kind of plastic – your credit card. While you can’t just fling it into a dustbin, here’s what you can do to...



Will RBI adopt the marginal cost-of-funds approach?

When the Reserve Bank of India (RBI) reduced the repo rate by 0.25 percentage point in January 2015, it came as a pleasant surprise for millions of home loan borrowers. They were expecting the banks the follow suit and cut lending rates to pass...