Year-End Shopping | 10 Feature-Loaded SBI Credit Cards For You

By | December 4, 2020

SBI Credit Cards are extremely popular among users and for good reason. With pre-qualified offers and contactless KYC exclusively on BankBazaar, it’s a great time to get that SBI card you’ve always wanted. Don’t miss out!

Your pre-qualified offer with contactless KYC is here – EXCLUSIVELY on BankBazaar! What does that mean? The application process is safe and contactless with no physical documents or meetings!

SBI cards are extremely popular and cater to shoppers, travellers, diners and pretty much every kind of Credit Card user out there. We’ve made it easier for you to choose. Let’s take a look at these awesome cards, shall we?

SimplyCLICK SBI Credit Card

A birdie told us that you love online shopping. Well, here’s the card that’ll reward you big time when you shop online. Take a look!

What do I get?

  • 10 point/ Rs. 100 spent on Amazon, BookMyShow, Cleartrip, Lenskart, Ola, Zoomcar and Urbanclap
  • 5 points/ Rs. 100 on other online spends
  • 1 point/ Rs. 100 on all other spends
  • Annual fee waiver on annual spends of Rs. 1 lakh in the previous year
  • E-voucher worth Rs. 2,000 on annual online spends of Rs. 1 lakh – Rs. 2 lakh

What else?

  • 1% fuel surcharge waiver across all petrol bunks on every transaction between Rs. 500 – Rs. 3,000 up to Rs. 100 per statement cycle

Fees?

  • 1st Year Fee – Rs. 499
  • 2nd Year onwards – Rs. 499. Waived on annual spends > Rs. 1 lakh

Additional Reading: Incorporating Your Credit Card Into Your Budget

Pro tip: This card is a boon for online shoppers, especially if you’re an Amazon regular. Besides the welcome gift of an Rs. 500 Amazon gift card, if you cumulatively spend Rs. 20,000 on Amazon, you’ll earn 2,000 reward points. You can redeem this for a Rs. 500 Amazon gift card. This amounts to a high value of 0.25 paisa per reward point. Effectively, you’re getting 2.5% returns when spending on the online partner’s site and 1.25% returns on regular online spends. Bang for your buck much?

SimplySAVE SBI Credit Card

Cashless is the new normal but you do need a card, don’t you? Here’s your go-to card with major benefits on pretty much everything you buy!

What do I get?

  • Up to 10 reward points for every Rs. 100 spent on dining, movies and groceries
  • 1 point/ Rs. 100 spent on all other categories
  • 0% fuel surcharge at all petrol bunks for transactions between Rs. 500 – Rs. 3,000

What else?

  • Annual fee waiver based on spends

Fees?

  • 1st Year Fee – Rs. 499
  • 2nd Year onwards – Rs. 499. Waived on annual spends > Rs. 1 lakh in previous year

Pro tip: This card offers an excellent rewards program (4 reward points = Re. 1) and will greatly benefit those who like to save while they spend.

BPCL SBI Credit Card

Petrol prices seem to rise almost every other day. Hence you MUST HAVE this card. You can get up to 70 litres of free fuel every year with this card. Let’s save, shall we?

What do I get?

  • 13x points at BPCL petrol pumps
  • Groceries & department stores:  Rs. 100 = 5x points
  • Movies & dining:  Rs. 100 = 5x points
  • Other non-fuel retail purchases:  Rs. 100 = 1 point
  • 4 points = Re. 1

What else?

  • Great savings on petrol for 4-wheeler owners with the 4.25% valueback offer on BPCL petrol purchases
  • Total annual savings of approximately  Rs. 4,432 – that is equivalent to up to 70 litres of free petrol in a year

Fees?

  • 1st Year Fee – Rs. 499
  • 2nd Year onwards – Rs. 499

Additional Reading: Low income? Credit Card Tips For You!

Pro tip: Plan right and save big! You can save up to Rs. 100 every month in fuel-surcharge waiver. What does that mean? You can easily save Rs. 1,200 every year. Also, since you have to pay your bills every month, might as well make some money, eh? Use this card to get 5x points/ Rs. 100 spent on standing instructions of utility bill payments.

SBI Card PRIME

Love spending, my friend? Yes, we heard. Might as well get rewarded for it!

What do I get?

  • 20 points/ Rs. 100 spent on standing instructions for utility bill payment
  • 20 points/ Rs. 100 spent on your birthday
  • 15 points/ Rs. 100 spent on BigBasket
  • 10 points/ Rs. 100 spent on dining, groceries, department stores & movies
  • 2 points/ Rs. 100 on all other spends
  • Annual fee waiver on annual spends of Rs. 3 lakhs
  • E-gift voucher worth Rs. 3,000 from popular brands

What else?

  • 4 complimentary visits per year to International Priority Pass Lounges outside India
  • 8 complimentary visits per year to domestic airport lounges in India
  • 1% fuel surcharge waiver across all petrol bunks on every transaction between Rs. 500 – Rs. 4,000, up to Rs. 250 per statement cycle

Fees?

  • 1st Year – Rs. 2,999
  • 2nd Year Onwards – Rs. 2,999. Waived on annual spends of Rs. 3 lakhs

Pro tip: Plenty of great reward slabs, but the utility bill payment one gives you roughly 5% value in addition to decent value if you’re a regular BigBasketeer. Moreover, the reward points can be exchanged for statement credit which is an added plus.

SBI Card ELITE

A world of privileges await! Want accelerated rewards from 0.5 to 2% on spends. Well, here’s the card for you.

What do I get?

  • 5 points/ Rs. 100 on dining, department stores and groceries
  • 2 points/ Rs. 100 on all other spends
  • 2 points/ Rs. 100 spent on international transactions
  • Lowest forex mark-up of 1.99% on international usage

What else?

  • Up to 50,000 bonus reward points worth Rs. 12,500 a year (based on spends)
  • Annual fee waiver based on spends
  • Free movie tickets worth Rs. 6,000 every year

Fees?

  • 1st Year – Rs. 4,999
  • 2nd Year Onwards – Rs. 4,999. Waived on annual spends > Rs. 10 lakhs

Additional Reading: Tips and Tricks For Handling Multiple Credit Cards

Pro tip: This card offers 5X reward points on everyday spends such as department store purchases, grocery spends and dining. Add to that 2 reward points per Rs. 100 on all other spends (except fuel), and you stand to accumulate a fair number of reward points. You can pay your card outstanding with the accumulated reward points, so with 4 reward points adding up to Rs. 1, you’ll actually end up saving quite a lot.

Air India SBI Platinum Credit Card

Your journey of rewarding experiences begins!

What do I get?

  • Welcome gift of 5,000 reward points on paying the joining fee
  • Anniversary gift of 2,000 reward points
  • 8 free visits per year to domestic VISA lounges
  • Up to 15 points/ Rs. 100 spent on Air India tickets
  • 2 points/ Rs. 100 spent on others

What else?

  • 1% fuel surcharge waiver across all petrol bunks across India
  • 1 point = 1 Air India air mile

Fees?

  • 1st Year – Rs. 1,499
  • 2nd Year Onwards – Rs. 1,499

Pro tip: If you’re a frequent flyer, using this card can let you fly for free regularly. With 15 points/ Rs. 100 spent on Air India tickets and 2 points/ Rs. 100 spent on other categories, just use this card every time you need to swipe and let the points flow. Add the 5,000 points you get as a welcome gift and another 2,000 as an anniversary gift to your accumulated points, you’ll be saving a ton on flight tickets!

If you’d rather redeem your points for other things, then their rewards catalogue is pretty huge. You can pick up travel essentials like backpacks, Swiss knives or even hotel vouchers! Get this card and your travel plans are sorted.

Yatra SBI Credit Card

Can’t wait to travel? Hang in there a little longer. Until then, make use of the amazing rewards this cards has to offer on groceries!

What do I get?

  • 6 points/₹100 spent on grocery, dining, movies & international spends
  • 1 point/₹100 spent on all others
  • 1 reward point = Re. 0.25
  • Rs. 1,000 off on domestic flight bookings, Rs. 4,000 off on international flight bookings, and 20% off on domestic hotel bookings

What else?

  • 1% fuel surcharge waiver across all petrol bunks on every transaction between ₹500 – ₹3,000, up to Rs. 100 monthly
  • Complimentary Rs. 50 lakh air-accident death cover on bookings done via yatra.com
  • Yatra vouchers worth Rs. 8,250 on paying the joining fee

Fees?

  • 1st year – Rs. 499
  • 2nd year onwards – Rs. 499. Waived on annual spends > Rs. 1 lakh in the previous year

Pro tip: Use this card for your daily expenses and travel bookings to earn maximum reward points.

IRCTC SBI Platinum Credit Card

Chug chug your way into a privileged world for the essential train traveller!

What do I get?

  • 10% value back as reward points on AC1, AC2. AC3 and AC CC train tickets booked via IRCTC website
  • 1 point/ Rs. 125 spent on non-fuel retail purchases
  • 1 reward point = Re. 1
  • 1.8% transaction charge waiver on all train tickets booked via IRCTC website
  • Exclusive travel offers from IRCTC

What else?

  • Book airline tickets with IRCTC at unbeatable prices
  • Exclusive travel deals from IRCTC

Fees?

  • 1st Year Fee – Rs. 500
  • 2nd Year Fee – Rs. 300

Pro tip: Yes, this card will help you save big if you travel frequently by train with the 10% value back on booked tickets as reward points and other exclusive deals from IRCTC .

FBB SBI STYLEUP Credit Card

Hey there, fashionista! Want to save big every time you upgrade your wardrobe? Look no further!

What do I get?

  • Flat 10% off on spends at fbbonline.in, fbb and Big Bazaar stores
  • 10X reward points on dining and spends at Big Bazaar, standalone Fbb, Food Bazaar outlets
  • 10% discount offer is valid over and above existing offers or promos in the stores
  • No cap on count/value of daily, monthly or yearly discount transactions

What else?

  • Anniversary gift of 2,000 bonus reward points every year
  • 1% fuel-surcharge waiver across all petrol bunks on every transaction between Rs. 500 – Rs. 3,000, up to Rs. 100 per statement cycle

Fees?

  • 1st Year Fee – Rs. 499
  • 2nd Year Fee – Rs. 499

Pro tip: With no cap on count/value of daily, monthly or yearly discount transactions and the fact that the discount is valid over and above existing offers or promos in the stores, there’s literally NO LIMIT on how much you can save with this card!

Excited? Well, you should be! Go right ahead and opt for MEGA savings with a card of your choice. Take full advantage of special pre-qualified offers with no physical meetings/documents – EXCLUSIVELY via BankBazaar!

All information including news articles and blogs published on this website are strictly for general information purpose only. BankBazaar does not provide any warranty about the authenticity and accuracy of such information. BankBazaar will not be held responsible for any loss and/or damage that arises or is incurred by use of such information. Rates and offers as may be applicable at the time of applying for a product may vary from that mentioned above. Please visit www.bankbazaar.com for the latest rates/offers.

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