4 Great Reason You Need a Personal Loan

By BankBazaar | September 3, 2015

In all fairness, there’s no limit to the number of ways a personal loan can be put to use. We’ve done a fair bit of research for you. Here’s what we found:

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1) Consolidating Smaller Debts
Usually credit cards carry a higher rate of interest that personal loans. Many people opt for this option and pay off their outstanding debts on cards/ other small debts with the help of a personal loan.  It’s all about the math, really.

2) Home Renovation
Many a times, our world comes crumbling in… and we have to fix that! Jokes apart, quite a few people opt for personal loans for renovating their homes. The money is put to good, ‘visible’ use and is a popular reason to apply for a loan.

3) Wedding
An important day in anyone’s life… an expensive one too! With many, many things to take care of quite a few of us turn to our banks for help. A good start to a new life – worth all those EMIs!

4) Business Requirement
Anything that may help one’s business do better, be it advertisement or that new pool table at the corner of the café is seen as a good reason to apply for a personal loan. Money to make money – sounds about right!

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Conditions apply. Credit is at the sole discretion of the bank.

 

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