Adarsh Co-operative bank is an autonomous association of persons united voluntarily to meet their common, economic, social and cultural needs through an owned & democratically controlled enterprise. The bank has been constantly striving to provide better services to exceed customer expectations. The bank offers home loan, personal loan, education loan, business loans etc.
Purpose – The loan is offered for the purchase of 2-wheelers, Refrigerator, TV, VCR, CD player, Furniture, Medical Purpose or for Higher Education
Eligibility – Salaried, professional or self employed
Quantum of Loan – Maximum Loan Amount Up to Rs.5, 000
Period – Maximum period is up to 5 years
Rate of Interest – As per the terms and conditions of the bank during the loan approval
Repayment – The repayment schedule is drawn up as per borrower’s repaying capacity
Documents Required – Proof of address, identity, Bank account statement etc
Security – For Govt. Employees, Salary Certificate is required. Surety at least asked by the bank for both govt. and non-government employees. Other documents can be asked at the time of sanctioning of loans.