Do you have it in you? We’re talking about Personal Loans, of course!
Before your plans take shape and you think of ways to use that money, there’s something really important you need to remember. Let’s talk ELIGIBILITY!
How Old Are You?
Salaried individuals need to be between the age of 21 and 61 while if you’re self-employed, 21 to 60 years is where you need to be. Not too young, not too old. Interesting.
A salaried person with a minimum of 2 years of professional service with 1 year in the current profession. A self-employed person with a minimum of 5 years of total earning tenure with at least 2 years in current profession. These numbers are flexible though, depending on the bank.
The size of your pay check is another important factor. Banks specify minimum income levels so that they know that you can pay them back. If you don’t rake in a certain amount – ZILT!
Delays and defaults in paying EMIs for loans or credit cards will lower your eligibility. A good credit score will work in your favour…and it’s that simple!
Whom Do You Work For? Eh?
Public sector employees and those working with reputed and established private companies are better eligible for availing personal loans as compared to others as there is stability in their income. Boom!
Let these factors also fit into the grand scheme of things. If it all checks out, take a look at our Personal Loan offers!
Apply Now! >>
Good after noon sir I want personal loan very urgent. I return back cash not delay, lot of time I sending messages.
cell : 9731856529 Rajeshwari
Click on this link to apply for the loan.