September marks the transition to the festive time of the year. Celebrations kick off early in the month and auspicious days start making frequent appearances. Perfect time to buy that car which makes your heart skip a beat every time you see it on the roads. Investing in your dream home – even better! For those looking to gear up for the festivities, it’s a good time to think about a Credit Card or a Personal Loan.
With the environment getting merrier, we’d like to add more cheer to your life by showcasing some great Loan and Credit Card offers for you. We’ve considered factors like the interest rate, the need for a guarantor, processing fees, and pre-closure charges, among others, when choosing these offers.
Credit Card offers for September 2016!
Why get a Credit Card? Why not? You get rewards and returns for your spends and it helps you build a Credit Score. Pay using your Credit Card and then break up the cost into affordable EMIs. It’s just amazing. Here are some Credit Card deals for you for September.
- Annual fee waived if annual spend crosses Rs. 30,000
- Redeem rewards instantly across select stores
- International validity
What you’ll love: Get Rs. 1,200 cash back on MakeMyTrip domestic flight booking. Offer valid till 25th Oct 2016. T&C Apply.
- 15% off at selected restaurants
- Complimentary insurance cover worth Rs. 2.55 crores
- Complimentary access to select MasterCard lounges twice a year
What you’ll love: This card is high on rewards!
- Redeem rewards against outstanding balance / gift catalogue
- 2.5% fuel surcharge waiver for transactions between Rs. 500 – Rs. 3,000
- 10 times rewards on dining, movies, grocery and departmental store shopping
What you’ll love: High on cashback.
Personal Loan offers for September 2016!
The festive season also means expenses. Though these costs are one-time, they could easily shake up your budget. You can meet these expenses with a Personal Loan and avoid raking up a high Credit Card bill or disrupting your savings. Remember to choose your loan wisely and only opt for one if you really need it. Here are some cool Personal Loan deals.
- Interest rate starting at 11.49% fixed
- Top-up loan and part-payment available
- Balance transfer available
What you’ll love: No guarantor required.
- Low interest rate starting at 11.49% fixed
- No guarantor required
- Top-up loan facility available
What you’ll love: Apply for an ICICI instant approval Personal loan, submit your documents online and get Goibibo goCash worth Rs. 5,000 on disbursal. (Offer valid until 5 October, 2016). T&C Apply.
Kotak Mahindra Bank Personal Loan
- Attractive interest rate starting at 11.50% fixed
- No guarantor required
- Top-up loan available
What you’ll love: Conditional pre-closure – only after 1 year.
Home Loan offers for September 2016!
The festive season is a good time to bag great offers and deals on homes. So what better time to invest in a home than now? Here are a few handpicked Home Loan offers for you. You get your perfect home; we’ll help you get the perfect loan.
- Attractive floating interest rate: 9.40% – 9.70%
- Zero part payment and pre-closure fee
- No guarantor required
What you’ll love: No pre-closure and part-payment fee and special rate for women! T&C Apply.
- Low interest rate: 9.40% floating
- No part payment and pre-closure fee
- No guarantor required
What you’ll love: No pre-closure and part-payment fee and special rate for women!
- Low interest rate: 9.40% floating (Women’s special)
- No part payment and pre-closure fee
- No guarantor required
What you’ll love: No pre-closure and part-payment fee and special rate for women!
Car Loan offers for September 2016!
Why struggle with the cold, heat and pollution on a two-wheeler when you can sit cosy in your car? All those long drives on the weekends are just added benefits. Give yourself and your family the comfort of a car this month. While you check out deals on cars, we have a few Car Loan deals ready for you.
- Interest rate starting from 9.9% floating
- Zero processing fee
- No pre-closure fee
What you’ll love: No pre-closure and part-payment fee and special rate for women!
- Low interest rate: 9.45% – 11.25% fixed
- No pre-closure fee
- Top-up loan available
What you’ll love: Instant approval if you submit your documents online. (Only on used Car Loans). Also get Goibibo goCash worth Rs. 5,000 on disbursal. T&C Apply.
- Attractive interest rate: 9.50% – 10.75% fixed
- No guarantor required
- Part payment available
What you’ll love: 100% on-road price financed. T&C Apply.
Here’s a round up of some of the best deals on credit cards, home loans, car loans and personal loans, that are available on www.bankbazaar.com
No more complaining that all the choices out there are overwhelming! We have handpicked the very best for you. Take your pick while the best offers last.