Purpose – For subsidiary activity: Investment credit will be provided in the shape of medium term loan for acquiring fixed assets whereas production credit will be given to meet the working capital requirements in the shape of Short Term Loan. Investment credit will be provided as medium term loan whereas production credit will be given… Read More »
Punjab Gramin Bank came into existence on 12.09.2005 after the amalgamation of three erstwhile Regional Rural Banks of Punjab State namely, Kapurthala Firozpur Kshetriya Gramin Bank, Shivalik Kshetriya Gramin Bank & Gurdaspur Amritsar Kshetriya Gramin Vikas Bank. It offers home loan, personal loan, vehicle loan, business loan, agricultural loan, education loan etc. Purpose – To… Read More »
Purpose – Financing individuals for purchase of good quality high yielding milch animals, viz., cows/buffaloes or cross bred cows for milk production. Financing individuals for purchase and rearing of calves’ up to the stage of first lactation. Eligibility – Individual borrowers undertaking dairying as subsidiary activity, individual borrowers undertaking commercial dairy as main activity etc… Read More »
Purpose – Loan against mortgage of immovable property located in urban/Semi-Urban Centres /Rural Areas Eligibility – Employees of Central/State Govt./Schools/Colleges/Public Sector Undertakings (PSUs)/Reputed Corporates for meeting their personal needs; Business Enterprises for meeting their business needs; Schools/Educational Institutions provided the activity is commercially viable, cash flow is satisfactory and sufficient surplus is available for repayment… Read More »
PGB Kisan Sampuran Rin Yojana is the Scheme for Package Loan to Farmers. The bank also offers home loan, personal loan, vehicle loan, business loan etc. Purpose – Bank will provide package loan to the farmers for undertaking various agricultural and allied activities for production as well as investment purposes and to meet the consumption… Read More »
Purpose – The home loan is offered for the construction of the House or purchase of house/flat. Loan can also be extended for purchase of land/plot for house building Eligibility – Individuals; Joint owners are also eligible Extent Of Loan – Need-based loan, maximum of Rs.15 lakhs, in rural, semi-urban and in urban areas for… Read More »
Punjab Gramin Bank came into existence on 12.09.2005 after the amalgamation of three erstwhile Regional Rural Banks of Punjab State namely, Kapurthala Firozpur Kshetriya Gramin Bank, Shivalik Kshetriya Gramin Bank & Gurdaspur Amritsar Kshetriya Gramin Vikas Bank. It offers home loan, personal loan, vehicle loan, business loan, agricultural loan, education loan etc. The bank is… Read More »
Punjab Gramin Bank came into existence on 12.09.2005 after the amalgamation of three erstwhile Regional Rural Banks of Punjab State namely, Kapurthala Firozpur Kshetriya Gramin Bank, Shivalik Kshetriya Gramin Bank & Gurdaspur Amritsar Kshetriya Gramin Vikas Bank. It offers home loan, personal loan, vehicle loan, business loan, agricultural loan, education loan etc. Purpose – … Read More »
Purpose – Loan is sanctioned for productive purpose (production and investment credit) related to agriculture and allied activities, Rural Housing related activities, and Consumption. Eligibility – Only existing good agricultural land owner borrowers who have been continuously availing of any farm advance against mortgage of agriculture land and having no NPA record for last THREE… Read More »
The Farm Mechanization scheme is offered by the bank for Purchase of Farm, Machinery and Repair/Renovation of Tractors and Power tillers Purpose – Loan is sanctioned for Purchase of new tractors and matching implements/equipments, purchase of new power tillers, purchase of second hand tractors with matching implements, purchase of agricultural machinery, and repair/renovation of tractors. Eligibility … Read More »