The fund consistently under performs: If a scheme under performs its peers consistently over a longer term, it’s a good reason to get your money out. As any mutual fund expert will tell you, the performance of a scheme is the best way to assess it. However, the scheme has shown under performance in the… Read More »
STP is a kind of SIP wherein the money, instead of being a fresh investment, comes from an investment in another fund. The point of an SIP is that it is not safe to invest a lump sum into equity funds at one go. If you really want to invest a lump sum amount, it… Read More »
FoFs takes your Mutual Fund investments diversification a step further by spreading the risk across 5-6 different funds. Again, the returns are not as high as those from the best diversified equity funds, but they are better than the average fund. Here are the Do’s and Don’ts Do’s: Choose this option only if you do… Read More »
We all dream of building a huge corpus to enjoy our post retirement life. But due to heights of laziness we think about starting from tomorrow. By the time your tomorrow arrives, your personal balance sheet will contain a home loan, a house, a car, a credit card loan and a thought for signing up… Read More »
Yes! The presence of a debt fund can balance your portfolio so that balanced returns can be generated through out your investment tenor. Although there is an inverse relationship with the inverse relationship between bond prices and interest rates, there are certain advantages as well: Go for funds with short maturities: Investments in debt funds… Read More »
If you are blessed with a new born kid, congratulations. All those months of wait and dreams will finally be built. As all parents want the best for their kid, it is important to start investing in your child’s name as soon as you can. Even a Rs2000 investment in the right kind of fund,… Read More »
The most frequently asked question by most investors is: Which is the Best Equity Mutual Fund? When you approach your fund manager, who explains to you in the market language about various terms and phenomena which a particular fund might have faced. They might have even pulled out various graphs and showed you how the… Read More »
Most investors, invest their funds into avenue which can assure them of maximum returns in a given time frame. But little do understand as to how important it is to link their financial goal made to each investment. If your goal is to prepay your home loan in the next 6-7 years make sure you… Read More »
Depending on every individuals financial requirements and savings’ goals, investing in mutual funds have various approaches. Most financial advisors suggest investors to have a goal oriented approach. For example, if Mr. A’s financial goal is to prepay his home loan with 10 years remaining for the loan tenor, he can look out for investing in… Read More »
The importance of having a good fund manager is as important as putting your health in the hands of your family doctor. There will not be any meaning left if at the end, you opt for a personal loan or a car loan to fulfill your financial goals. A manager who is able to inflate… Read More »