Category Archives: Articles

Do not hurry with investments!

Savings and Investments do not have a specific age from when you can commence. Although it is suggested that earlier you begin investing, the better will be your chances of building a huge corpus. In a hurry to invest, investors generally make the wrong decisions. Building a diversified portfolio at once is not advised. It… Read More »

Short term debt funds are beneficial!

With the interest rates inclined for an upward growth at least in the short term, investing in short term funds will be advantageous. Since the long term prediction of interest rates’ depends on macro factors like the crude prices and the economic and fiscal interactions both locally and internationally, the scenario remains highly uncertain. Betting… Read More »

Why are you worried about exiting a fund

Most of us prefer investing in Mutual funds for the only reason to earn better returns. But why is this aspiration mixed by the greed of earning much more than we should normally get? Most investors commonly make a mistake of timing the market and are always in action of buying and selling the units… Read More »

Transmission of your mutual fund units

It is not always necessary for only one individual to hold a Mutual Funds. There options like Joint mode or joint mode with three people. Although the investments in such holding policies is quite simple, there is a little procedure involved when there is a demise of a fund holder. However, it is of prime… Read More »

Mutual Funds – incentives for distributors!

Investors bothered about having a secure future, with enough investments and savings to finance the inflation- bred world and to prevent oneself from getting into a debt trap of a personal loan or any kind of loan, look out for mutual funds since they can enable you to earn about Rs 1 Crore in 5… Read More »

KYC norms – must for Mutual Funds!

The prevention of Money Laundering Act, 2002, mandated the The Know You Client, wherein, all the financial and non-financial institutions are required to maintain and verify their clients’ information. The information must pertain to their clients’ credit information as to their past debt records, if any, for example, if the client is a borrower of… Read More »

Guidelines for investing in MFs on behalf of your minor!

It is one of the best things a parent can do for financially securing their child’s future in the long run. Informing and teaching the child as to what are the perils of getting into a debt trap of availing a personal loan or a home loan and the bigger benefits of investing early and… Read More »

Should you opt for active or passive investing method?

Does the feeling of getting high returns by investing in a mutual fund makes you happy even if you have to pay the extra fee that the fund charges for delivering alpha returns? Or does the chances of you having to pay lower charges for investing in an index fund, which is less risky and… Read More »

FMPs or debt funds?

It is not what returns the product offers initially, but what returns you get benefited from at maturity.  Current high interest may not prevail all times, i.e. the interest rates might come down by the time your product matures? There will be no meaning left for your investment if you need to avail a personal… Read More »

Diversify your portfolio;choose global funds!

This asset class is the most talked about among financial advisors these days. If you think that you have it in you, go global! Investing in foreign stocks provides 4 times the returns of investing in domestic markets. But there are certain factors you need to bear in mind, before jumping into investing in this… Read More »