Category Archives: Articles

Prioritise your entire portfolio!

Conservative investors, who are quite recently exposed to equities, are quite apprehensive as to how their investments are doing in that particular sector. A slight change in the market can be the main cause of their depression. Any transfers reflected from such changes, can result into loses that can be quite undesirable, forcing you to… Read More »

Buy a house this monsoon!

Most superstitious people, consider monsoon not to be a good month to buy property as they consider it to be because of ‘shraadh’ or ‘pitrapaksh’. But, little don’t they realize is that, it is one of the best times to bag a bargain with your developers or with the banks. Developers detest the monsoon season,… Read More »

Estimate your post retirement expenses!

A foreign holiday, a beautiful home with a wonderful family, no debts and liabilities to repay and a secure financial post retirement life, is the dream of every Indian. Working years together, saving every penny possible, trying to fulfill all the financial responsibilities i.e. from buying a house or a car, financing your child’s higher… Read More »

Insure yourself wisely!

Earlier it was believed that, insurance policies were needed so as to protect your family, if you as a policy holder, enter into a critical illness, or worst case, die, the family could be benefited from the proceedings. But, these days due to increased regulation, there are a lot of schemes that have come in… Read More »

Rectify your financial mistakes!

The share market is one such place where your investments can grow without any boundaries, only when prudent financial decisions are made. If not, you will sink into loses and eventually enter into a debt trap to repay your financial obligations like a education loan, car loan etc. If you are an investor in share… Read More »

Know when to sell your stocks!

Purchasing stocks from high rates company is not only one of the important criteria. Moreover, it is important for you to get a better understanding of the market through self experience, of going to classes where they teach about the fundamentals of share markets etc. Do not rely on the experiences of other investors as… Read More »

Slump in the automobile industry!

After two successive years of growth, the auto industry is now witnessing a slow down. This slow down is directly affecting auto financiers who are closely related to this industry. The main reasons for this slowdown has been observed to be because of the increase in the amount of the loan rates along with a… Read More »

Know the various subsitutes available for a personal loan!

Most often, due to lack of marketing or unawareness of the products that various banks offer, most people resort to availing a personal loan for their financing their needs. But little do they realize that their stubbornness to get their product and availing a personal loan at exorbitant rates of interest is not going to… Read More »

Know the advantages of an educational loan!

Availing a loan is not a crime. It is a finance option where an individual is required to take at the time of any financial requirement. But if you take this debt for granted, it sure will consume your life savings.  In case of an education loan, things are pretty simple in this case as… Read More »

RBI probes gold loan financiers

This move from the RBI came after the complaint that was sent to RBI by a few chairmen of various public sector banks. These officials were accusing the gold financiers of not adhering to the norms of KYC. Muthoot Finance and Manappuram General Finance & Leasing are the largest gold financiers that are listed on… Read More »