Category Archives: Articles

Cauvery Kalpatharu Grameena Bank- Farm Mechanisation

Cauvery Kalpatharu Grameena Bank is one of the Regional Rural Banks established under Regional Rural Banks Act, 1976. The bank offers a variety of loan products such as personal loan, agricultural loan, vehicle loan etc. Purpose                      – Purchase of Tractors and Power Tillers Eligibility                     – Farmers or applicant should have a minimum land holding of… Read More »

Arranging funds for your down payment?

Well, these days most prudent borrowers aim to prepay their home loan before the 10 or 15 year loan repayment period. This is in because of the constant rise in the interest rates. RBI has directed that the LTV ratio (Loan-to-value ratio) is not supposed to exceed 80% . This means, if you have applied for… Read More »

Obligations of being a loan guarantor

Sunil is a 25 year old executive, living in his parents own house in Bangalore. He has been saving from the last 7 years and is looking forward to settling down in life soon. His brother-in-law, Shekhar, gave up his regular job and took an initiative to start up his own line of business, preferably… Read More »