In case of emergencies, most people, if they are not able to accumulate funds, opt for debts like personal loans for helping them in such situations. What they don’t realize is that, procuring such loans may come with a lot of ease but it can harm their financial position in future. The Reserve Bank of… Read More »
The year 2011 had witnessed a steep rise in the number of mutual fund mergers, wherein a mutual fund house merges its schemes together. This is done for the purposes of hiding the deplorable performance of a mutual fund scheme, or to prevent the retention of its assets or redemption, by merging it with a… Read More »
Investors, who are new to the markets, may not have the prior knowledge of when, where and by how much they need to invest their funds but they are determined to watch their investments grow. If you believe opting for debt like personal loans, home loans is not your cup of tea and if you… Read More »
With rising fears that the economy may move towards deflation, especially since the wholesale price index is fast moving towards zero, there is no denying that the economy is in a state of fear. With the arrival of deflation, there is an immediate and urgent need to change your current strategies of investment. This is… Read More »
Most financial advisors advise investors to secure their financial future which can be done by linking their goals with their financial investments. Doing so, they can ensure that they get funds for completing their requirements as and when they crop up without having to dependent excessively on debt. For example, if you plan to buy… Read More »
Credit cards, or plastic money as they are popularly known, have become an indispensable tool not just in the metros, but also in rural areas of the country. With this fast-rising popularity, banks are introducing new credit card schemes or are aiming for co-branding, in order to offer better value and deals to the customer.… Read More »
Many times it has been observed that, people do take the point of savings and investing quite seriously but at times ignore some points that are quite vital for generating good returns to your portfolio. This generally happens when investors are carried away by the benefits provided by some assets and invest more than what… Read More »
An integral part of financial planning is the regular and periodic evaluation of your investments. This is a golden rule which must be followed by investors at all times, irrespective of whether an investor invest in mutual funds, debt instruments, equities, commodities, or a combination of all these categories. If this is not done, then… Read More »
Over the last few years, economists have seen a trend wherein people spend a lot of time fretting over the choice of their mutual fund, than what is done for the selection of debt funds. Although it may seem that the choice of debt funds may be relatively easy, its contrary holds true. Debt funds… Read More »
With the ease in the availability of credit, many customers are in the assumption that they can get a loan as and when they require. Although this thought is partially true, it is not always the case. The Reserve Bank of India (RBI) has initiated a lot of mechanisms that have halted the number of… Read More »