Although we all are aware that online transactions with credit cards are highly susceptible to net frauds, we continue to live in denial. Remember the times your heart jumped joyously when you received a mail from the Reserve Bank of India stating that your application for tax refund has been accepted and the RBI will… Read More »
The thought of helping a friend seems to be a very noble gesture. But if the matter involved in the act includes something dealing with a loan it can get a little complicated. For example, let us take a situation. If you have friend who requires a loan and asks you for being its guarantor,… Read More »
All credit card users must follow one golden rule when it comes to having a successful credit card run: thoroughly inspect and analyze the terms and conditions before signing up for any credit card. Else, you may find yourself in a whole new world of debt and financial turmoil. In case you skip your monthly… Read More »
Most investors fret about the fact that they might lose out on their investments and might have to opt for loans like a personal loan or a home loan to finance their financial requirements since investing in Equity linked Mutual Funds is quite a risky proposition. Then finally end up being risk averse investors and… Read More »
A single document may be carefully remembered as to where you might have placed them in order to use them for any other day. But what if it is a set of documents that you may require to produce after a gap of say 10-15 years? Storing them might cause some trouble. Well in order… Read More »
With the enormous penetration of credit cards across various economic classes in the country, the financial scenario in the country has witnessed an enormous transformation. Gone are the days when people would amass penny by penny just to buy that much besotted jewellery set, or to go on that much-longed holiday. But with the influx… Read More »
Today, the average Indian man does not restrain himself when it comes to plastic money. Holding a credit card or even multiple credit cards are not quite uncommon today, as are co-branded credit cards. Co-branded credit cards offer everything the term ‘value for money’ has to offer. From great deals and discounts on all your… Read More »
We are surrounded by below average infrastructural amenities that otherwise would have made our lives better. The congested roads, frequent power shortages, Air traffic congestion etc are just a few among the numerous problems we face in our everyday lives. This just goes to prove the infrastructural abilities that India actually needs and the scarcity… Read More »
While we all are caught up in the glitter and fun of Diwali this year, the market downfall and low festival bonus may hamper your spirits down by a notch. But remember that even during these trying times, there are a few people who are looking to bank on some extra cash from your pockets.… Read More »
All credit card users will never underestimate a term that is integral for the survival of anyone’s financial life. Yes, most of you might have guessed it right. The term is the unprecedented and all powerful ‘credit rating’. Credit ratings are all important for the life of any credit card user. It is depending on… Read More »