The whole idea of investments and savings is pursued in order to secure one’s financial future. Adopting this pursuit enables one to not depend on any debt like a personal loan or a home loan or any other forms of debt to fulfill one’s financial goals and dreams by strengthening their overall capital. But any… Read More »
Following the decision of the Securities Exchange Board of India’s (SEBI) to abolish the entry load on Mutual Funds, most financial advisors are feeling the crunch due to the non availability of incentives from the customers’ end. Earlier, financial advisors used to earn a minimum of Rs 50 as a fee from investors who wished… Read More »
In order to lure the highest number of clients, banks go all out to display their benevolent side, with the help of various offers and schemes like the reward point system or the much coveted cash back offer. While almost all banks offer the same standard of customer service and other features on their various… Read More »
In order to effectively manage your credit card, it is important to keep a track of your due date. The system of due dates, in case you are clearing your monthly credit card statement with a cheque, is slightly different. In the normal course, all customers are required to pay their cheques 3 – 5… Read More »
‘Front running’ or ‘forward running’ is an illegal practice that takes place when a dealer or a trader buys or sells the shares of a company before his organization does so, thereby manipulating a rise or fall in the price of the stock, as a result of his company’s trading. Although it is a prohibited… Read More »
Investors usually kick start their investment plan by listing out all their financial goals that they would like to achieve in due course of their life. Investments in the form of insurance policies or medical cover to provide protection not only for yourself but for protecting your dependents as well are formulated. But the major… Read More »
The rate of interest on credit cards almost always towers than that charged for personal loans and home loans. There are several reasons behind this progression, which has rendered the credit card to be approximately thrice more costly than home loans, or other regular loans. First of all, banks bear a higher risk of default… Read More »
There is no denying that the market is seeing an all-time low stage where making profits seems like an extinct result of the yesteryears. But instead of panicking and scampering around looking for solutions, it is better to calmly think of a way of securing your funds before it is too late. When there is… Read More »
With unpredictability and volatility becoming the norm of the day in the stock market, many investors have been put off with such an attitude, and have begun looking for other reliable sources of investment. With the inflation moving into an easing stage, people have begun to understand the pros of the all-time favorite mode of… Read More »
Before investing in any mutual fund, it is critical to analyze the fundamental of the particular mutual funds, before selection, in order to safeguard yourselves from a loss, in the event of a market downfall. For this, the top-down approach can help investors make an informed decision. This method helps investors analyze the market critically,… Read More »