It is wise to get rid of the debt at the earliest. However, before you take the plunge of repayment of home loan, understand all the related complexities.
Gold works as a hedge against volatility inherent in market-linked securities such as equities. However, it has shown immense price volatility in the last few years, making it a risky investment for growth.
The discounts, reward points, convenience, and cashbacks make online shopping attractive. Don’t give into temptations and keep these things in mind to avoid a debt trap.