CSB has Recorded Net Profit of Rs 12 Crore in FY11

By | March 29, 2011

A recent press report said that Catholic Syrian Bank has registered impressive business growth in 2010-11, with net profit of Rs 12.18 crore compared with Rs 1.65 crore in the previous fiscal.

The total business of the bank grew by more than 30 per cent, and crossed the Rs 15,000-crore mark as on March 31. Deposits have reached more than 25 per cent growth, which was higher than the industry average of 15 per cent. Growth in advances, at 39 per cent, was also more than the industry average of 21 per cent.

During 2010-11, the bank used its surplus funds which were earlier parked in government securities  which resulted in net interest income to reach to Rs 248.16 crore in 2010 -11, from Rs 122.80 crore in 2009-10 to.

Reports added saying that the net worth of the bank as on March 31, 2011, stood at Rs 470.14 crore, up from Rs 308.83 crore in the year-ago period. The CAR (Capital Adequacy Ratio) improved from 10.82 per cent to 11.22 per cent during the year and the net NPAs is 1.74 per cent. The loan basket of the bank includes home loan , home transfer loan, personal loan, car loan etc.

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About Pradeep Yuvaraj

Pradeep Yuvaraj is a Co-Founder and Director at Finerva Financial Solutions Private Limited, a financial education company focused on personal finance education. He has penned over 250 articles relating to Personal Finance and clocked over 500 hours of educating individuals on managing personal finance. He is a serial entrepreneur and has been associated with 7 Start-ups. His entrepreneurial experience spans industries as varied as Education, Gas Engineering, Automobile Design, Software development and more recently a Pure play presentation design company. Prior to turning entrepreneur in 2005, he has worked for 3 of the top ten companies of the world - Shell, ExxonMobil and Total SA. This experience included handling Branch Operations, Channel Sales and Business Development across 5 states over a period of 8 years. He holds an MBA from Symbiosis and an Electronics Engineering Degree from the University of Pune.

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