Deogiri Paripurna Gharte Yojana is the hosing loan offered by the bank to its customers.
Purpose – The home loan will be sanctioned for purchase of new or old flat /House /Row House /Duplex, Construction of House, Extension, Renovation, repairing
Quantum of Loan – Maximum Rs.25.00Lacs for Purchase of Flat/Row House/House Duplex or Construction of House; Maximum Rs.2.00Lacs for Repairing of House in Urban Area and Rs.1.00Lacs for Rural Areas
Rate of Interest –
| LOAN | Limits | Interest rate |
| Paripurna Gharte Yojana (Housing Loans) | For 7.5 Years Max. Up to Rs. 5 Lakhs
For 10 Yrs. Max. Up to Rs. 5-15 Lakhs For 10 Yrs. Max. Up to Rs. 15-25 Lakhs |
12.50%
12.50% 13% |
Period – Maximum period for repayment is 180 months or 15 years (inclusive of Moratorium Period); Maximum period for repayment is 60months
Security – Bank will create first charge on Assets created out of Loan
Guarantor – Two Guarantors required preferably salaried persons of age below 43Years
Documents –
Applicant : Photo, Photo I D, Residence proof, Income Proof such as Last 3 months Salary slip or Last Three years Balance Sheet and Tax Returns, Title Documents such as Sale Deed, P. R. Card, Sanction Plan, Tax Receipts (Recent), Permission for Construction, Estimates in case of construction, Agreement to sale in case of purchase of house /Flat Etc.
Guarantor: Photo, Photo I D, Residence proof, Income Proof