IOB Has Planned to Hire Consultants to Explore Prospects of Expanding Overseas Business

By | June 15, 2011

A recent press report said that Indian Overseas Bank has appointed consultants Deloitte Haskins and Sells to explore prospects of expanding business to 14 more centres abroad.

Disclosing this, the Chairman and Managing Director, Mr. M. Narendra, said here that these centres are spread over Africa and West Asia.

Reports said that the bank has planned to strengthen its presence overseas, especially in centres with major presence of the Indian Diaspora. The bank has also applied for permission from the Reserve Bank of India to upgrade representative offices in Guangzhou in China and Dubai to full-fledged branches.

Reports also said that bank is awaiting the Reserve Bank’s permission for setting up an IT subsidiary. The new outfit would be promoted in partnership with an existing player with domain expertise. The bank is also expecting to generate interest for its custom-made technology solutions from among small banks, including cooperatives, within India.

The bank is looking at overseas destinations such as the African continent and South-East Asia as prospective markets for their solutions.  It has also tied up with Western Union for transfer of funds from over 200 countries to resident beneficiaries through web-based remittances.

IOB has been making strides in lending in the retail loan segment. Personal loan, Home loan etc are in its product offering.

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About Pradeep Yuvaraj

Pradeep Yuvaraj is a Co-Founder and Director at Finerva Financial Solutions Private Limited, a financial education company focused on personal finance education. He has penned over 250 articles relating to Personal Finance and clocked over 500 hours of educating individuals on managing personal finance. He is a serial entrepreneur and has been associated with 7 Start-ups. His entrepreneurial experience spans industries as varied as Education, Gas Engineering, Automobile Design, Software development and more recently a Pure play presentation design company. Prior to turning entrepreneur in 2005, he has worked for 3 of the top ten companies of the world - Shell, ExxonMobil and Total SA. This experience included handling Branch Operations, Channel Sales and Business Development across 5 states over a period of 8 years. He holds an MBA from Symbiosis and an Electronics Engineering Degree from the University of Pune.

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