Site icon BankBazaar – The Definitive Word on Personal Finance

Lessons From Cyclones & Floods: Get Your Vehicle Insured

If there’s one thing that cyclones and floods have taught us, it is that we must take extra care of our four-wheelers. Read on to learn more.

Natural disasters such as cyclones and floods bring about a downpour of woes for your car. Roads usually get waterlogged and this eventually leads to engine seizures, electrical failure, etc.

So, you must take necessary precautions to keep your vehicle (and yourself) safe and secure before such calamities strike. And the best way to protect your car is by getting a comprehensive Car Insurance.

Additional Reading: A Guide To Car Insurance: Here’s What You Should Know

Handy Tips If You’re On The Road During A Cyclone Or Flood

We’d suggest that you don’t drive if the water level on the road rises above your vehicle’s tyres. It is best that you park your car in a safe place and ring your insurer.

Ideal Car Insurance Covers To Invest In

If you stay in a vulnerable zone, you must equip yourself with one of these Car Insurance plans.

Additional Reading: Buying a car insurance policy online is as easy as ABC. See for yourself!

Bajaj Allianz

You can choose either the Bajaj Allianz Standard or the Bajaj Allianz Flexible (Drive Assure) cover. The features include:

With Bajaj Allianz Flexible (Drive Assure), you’ll get a depreciation cover and an engine protection cover in addition to the above-mentioned.

Learn more about this product

TATA AIG General Insurance Company Limited

TATA AIG Car Insurance provides coverage for the car, its driver and all third-party damages. You can choose between three options – Auto Secure Private Car Package Policy (Gold), Auto Secure Private Car Package Policy (Pearl), or Auto Secure Private Car Package Policy (Pearl Plus).

Apart from these features, the Pearl package comes with a depreciation cover and the Pearl Plus package comes with a depreciation cover and an engine protector cover.

Learn more about this product

Royal Sundaram Car Shield

This insurance policy provides great protection for your vehicle.

Explore more about this product here.

Additional Reading: Top Car Insurance Plans In India

HDFC Ergo

Choose from HDFC Ergo Basic plan, HDFC Ergo Silver plan or HDFC Ergo Emergency Assistance plan. The list of features include:

Do note that the basic plan offers only third-party liability cover, personal accident cover and loss/damage to vehicle coverage.

Know more about this insurance product here

Liberty

Liberty insurance lets you choose between Liberty Private Car Policy and Liberty Private Car Policy (Roadside Assistance). The former insurance policy is a basic plan which offers personal accident coverage, third-party liability coverage and loss/damage to vehicle coverage only.

The Liberty Private Car Policy (Roadside Assistance) provides free on-road assistance which includes assistance in case of loss of key/lockout situation, emergency fuel, dead battery, flat-tyre, towing, etc. Only the assistance is free, the insured has to bear the costs attached with the service.

Learn more about this product

P.S. All the insurance policies mentioned above offer a variety of extra covers or add-ons. More information is available on the BankBazaar site. Also, do keep in mind that the features mentioned are subject to change.

Bonus Read: Settle Your Car Insurance Claims In Less Than An Hour With Video Proof

Looking for other Car Insurance product? Just click the link below to browse through our list of Car Insurance providers and choose the one that suits you best.

Exit mobile version