Getting a home loan approved isn’t just about applying; it’s about meeting the lender’s eligibility criteria. Factors like your income, credit score, existing debts, and financial stability play a crucial role in determining how much you can borrow.
To improve your eligibility, maintain a good credit score, reduce outstanding debts, and ensure a steady income. Opting for a joint loan with a co-applicant or increasing your loan tenure can also help secure a higher loan amount.
A little financial planning goes a long way in ensuring your dream home is within reach. Start early, manage your finances wisely, and make your home loan journey smoother.
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