Tax exemptions are the government’s way giving you a little bit of a relief from paying a third of what you earned. India’s taxation system is quite notorious for its complexity, however, tax exemptions are available in every nook and corner of serious expenses if you look closely enough, such as healthcare, education, banking, insurance and so on. Read on to know more.
So you own a Credit Card. But do you know how you are actually benefitted by the card? Are you being a smart spender or just another drop in the ocean? Do you own a Credit Card that is truly “you”? Does your Credit Card reflect your personality and your lifestyle? If you don’t, it’s time to pick a Credit Card that mirrors your personality and is just you.
Closing a Home Loan is one of the biggest highs for a Home Loan borrower. After all, there will be no more monthly EMIs and no more worries about the increasing interest rates. While the euphoric high of paying off your last EMI towards your Home Loan is understandable, you must be vigilant when closing your loan either at the end of the tenure or prematurely.
Do you have a good amount of cash in hand and are not sure how to invest it or earn good interest from it? Well, the Fixed Deposit sweep-in facility could be an interesting and helpful option for you! Want to know how it works, read on to get more information.
Woohoo! You just got your annual bonus. Time to P.A.R.T.Y! Or is it? Of course it’s only natural to want to splurge after a year of hard work. But once the hangover clears up and the bills, you’ll start feeling differently about what that bonus could have done for you.Here are 5 things that you can do with your bonus and still have a good time.
Getting your first Credit Card is a big step towards financial responsibility. If you’ve just received your Credit Card, you might be confused about the terms in the welcome booklet. We’ll help decode them for you. Even if you haven’t got a Credit Card yet, this information will be useful for you to know. Read on and you’ll be one step closer to becoming an expert on everything about Credit Cards.
Financial crunches are like gatecrashers at a party. More often than not, most of us are not prepared to deal with the urgent need of liquid money. While selling of assets at lower prices or applying for a Personal Loan with high interest rates are the methods we generally resort to, we tend to overlook loan against Fixed Deposits that can be very useful during liquidity crunches.
Although applying for a Credit Card is much faster and easier these days owing to the online application process offered by banks, yet there are some important tips that you should keep in mind! Here’s a comprehensive guide to the entire process of Credit Card application which would give you an insight about the eligibility criteria, application procedure and some useful information.
Credit Card fraud is a menace which keeps banks and Credit Card issuing companies on their toes. Each day, companies and banks work to make Credit Card transactions safe and secure, but a trail of scammers and hackers are always ready to pounce on any loophole. Here are some tips that will help you know if your card details are safe.
Credit Cards are more frequently used when the festive season is around the corner. We tend to shop more, dine out, go for vacations and party with friends during the festive season; and all that would easily fall into place if we have a Credit Card handy, since more money surely means more fun!