5 Simple Rules To Improve A Bad CIBIL Score

The first criterion that determines your eligibility for any kind of loan is your Credit Score. Given that your CIBIL score is the first and major deciding factor that helps get your loan application processed, it is very important to understand the factors that affect your score and take steps accordingly to improve it if it is below expectation. Read on to know how to improve a bad CIBIL score.

News Bites

Your one stop for bite sized updates from the world of finance. Know all about the latest financial news and developments in the country. Read about the Indian Economy, Interest Rates, Provident Fund News, Gold Rates, Insurance and more.

A Guide to Negotiating Your First Salary

Going into your first job fresh out of college? You must be anxious about the prospect of negotiating your first salary and the non-salary benefits. It is important to know the range of benefits you are entitled to in various jobs. We’ll help you understand what to look for in the fine print. Read on to know how you can negotiate your job offer.

Chennai Flood Relief: Helpline Numbers & Donation Portals

Heavy rains continue to pour over several parts of Tamil Nadu with many areas being completely inundated. Bing has generated a list of phone numbers of the Zonal and Taluk offices in Chennai to help those affected by the floods. Here is a list of the phone numbers and links where you can donate online.

Prime Minister’s Gold Schemes

Indians and their love for gold goes back a long way. In several households, rural as well as urban, gold is still considered an important component for investment. Considering the huge demand for gold in India, Prime Minister Narendra Modi recently launched three gold-related schemes. These schemes will not only help consumers invest in gold, but will also allow them to earn interest on gold that’s been lying around.

How Your CIBIL Score Affects Your Car Loan

Amit had a frown on his face as he compared the features of the Maruti Swift’s different models with the Hyundai i20. We know planning to buy a car is a tough decision. It was hard work, contemplating the price, comparing features and even the different colours.
Have you checked every detail? Have you checked your CIBIL score? We’ll tell you how your CIBIL score affects your Car Loan.

Everything You Need To Know About Direct And Indirect Tax

The introduction of online tax payment has been a paradigm shift for tax payers. You can enjoy multiple benefits with this facility, such as accuracy, faster processing, convenience and time saving. This not only helps you avoid long queues but also to pay the accurate amount of tax as per your convenience. Here’s everything you should know about the e-payment of direct and indirect tax.

Gold Prices See Near Six-Year Low

Federal Reserve Chair Janet Yellen commented yesterday that she was “looking forward” to a rise in the US Interest Rate. One wonders what this could possibly mean to the average individual. Well, it certainly means something to anyone who buys gold because this comment led to a major fall in the gold price. In fact, it has slumped to the lowest it has ever been since 2010!

Why Credit Card Makes a Great Festive Gift

With so many festivals celebrated in India, we end up buying gifts for our friends and family quite often. After a while, we are bound to run out of ideas to buy gifts. So, instead of disappointing your loved ones by giving them unwanted gifts, why don’t you present them with add-on Credit Cards? Here’s everything you should know about add-on cards and why you should choose them.

Keep your Credit Card safe

You’re basking at a beach or relaxing at home and suddenly your inbox beeps with a mail which reads, ‘You’ve maxed out your Credit Card limit. Did you do this transaction?’ You didn’t. Now what? Card Protection Plan (CPP) is what would have rescued you in this situation. Loss, theft or fraud – CPP provides protection against all! Why wait and regret? Read everything about CPP here.