Category Archives: Credit score

Details the relationship between loans and one’s credit report.

Credit Score vs Credit Remarks: Which Matters More?

Most of us are under the impression that having a high Credit Score in the CIBIL report is the key to getting loan approvals from lenders. So, does a high Credit Score guarantee a loan or higher credit limit? Let’s find out.

Can You Use Your Credit Card Beyond Your Credit Limit?

Many of us think that you can use your Credit Card to make purchases only up to a pre-determined credit limit. While that is partially true, you can also make purchases that go over your credit limit. Let’s find out more.