Credit cards that tell you “buy now, pay later” are a great convenience when your cash is stretched for purchases. However wise use of credit cards is very important for your financial health. A typical free credit period in India is 45-51 days.
Are you overprotective about your funds? Or, are you eyeballing an excellent diversification tool for your relatively riskier portfolio? Then Fixed Income schemes are the best investment option for you. Fixed income schemes are those that help an investor to earn pre-defined returns within pre-defined time frame. These kind of investments are apt for those… Read More »
Rajesh was very happy on identifying his dream home for Rs 50 Lakhs. Just as Rajesh was all set to buy the property, his world came crashing down when he approached the bank and coming to know that the maximum home loan he could avail as per his eligibility is Rs 40 lakhs. Rajesh had… Read More »
The decision of taking a life cover and health insurance policy was a very crucial one for Rajesh. He had opted for a life cover early in his life and he was happy with his decision too. However, he didn’t really anticipate that any problem would arise in the future as far as the claim… Read More »
Abhishek loves owning the latest gadgets and makes most of his purchases through his credit card. However, assumptions and myths surrounding credit cards made his life tough. Due to the wrong information he got about the use of credit cards, Abhishek ended up losing a lot of money as late payment fee or penalty. He,… Read More »
Rachita wanted to introduce her father to the marvels of a Smartphone by buying him one. The most affordable price she could get one cost Rs. 7,500. She decided to purchase the phone by redeeming the credit card points she had redeemed over the last two years. Rachita was not a compulsive shopper but preferred… Read More »
Priority Banking or Privilege Banking is a relatively new term in the Indian banking context. Many banks in India, especially the private banks have followed international banks in providing specialised services to a certain set of customers known as priority customers. These customers are determined usually by the average balance they maintain with the bank… Read More »
Each time you spend your money on something, you should know when to control. It is the same with shopping. Most people are falling in the debt trap because they cannot resist themselves and cannot control their shopping expenses. People who are impulsive buyers tend to live in major denial about it. If you constantly… Read More »
The market today offers a galore of options for credit cards. The flip side of too many options is too much confusion. After doing a comprehensive research on the lifestyle credit cards, I have shortlisted the top 7 lifestyle credit cards available in India. Remember, you don’t need to change to own a specific credit… Read More »
Banks are the safe haven for parking one’s money and debit cards are a boon to avoid carrying bulky purses and wallets while also ensuring increased saving. However, banks have strict regulations which have been put in place to protect their own interest as well as those of the customer. If the customer breaks any… Read More »