For those who invest in the stock market “risk” is a familiar word! If there is too much risk involved why does investment happen in the first place? A seasoned investor will know how to convert this risk to a reward, as the risk becomes a calculated risk and whatever is calculated can be mitigated… Read More »
New Pension Scheme (NPS) is a pension scheme launched by Government of India (in effect from 1st April, 2009) and is a defined contribution based pension scheme. NPS differs from the existing pension scheme in the sense that existing pension fund of Government of India offers assured benefits while NPS has defined contribution structure where… Read More »
Rupee falls at Rs 48 a dollar. Do we even care for such news? We leave it to NRIs to worry about the exchange rate. For domestic investors, does rupee fluctuation hardly make any difference? Most investors do not read between the lines regarding how rupee fluctuation impacts their investments. Moreover, the exchange rate phenomenon… Read More »
There are many fund managers, stock brokers, and financial advisors that provide guidance on buying mutual funds, and other investment assets. However, very few discuss aspects on selling or rather very few know when to sell investment assets and cash in the profit or limit the loss.
Buying a home is the most important decision for a majority of people. It is an exhaustive process involving loan application, site inspection, property inspection, myriad regulations, and search for the right locality. It is imperative that people spend so much time in acquiring a roof over their head as this is their biggest expense.
High net worth individuals that are considered to be critical for the investment of any business in the stock market are finding it hard to place their trust in fixed maturity plans or FMPs these days. The reason behind this is quite simple. Fund managers have portrayed a picture of indicative portfolios that are quite… Read More »
Investors can select a fund based on their investment horizon and risk profile. The greater the risk involved in a fund, higher will be the returns that are expected to be generated. The contrary of this statement also holds true as the market witnesses a debacle, the investor might also have to come to terms… Read More »
In this era of awareness and adoption to new methods of investing, there is a certain section of the society who wishes to save and invest with the traditional methods. However these schemes can come handy and prove to be very efficient in terms of exposure to risk and returns for those investors who have… Read More »
Co-branded credit cards have become an emerging trend of the season and many observers believe that they are here to stay. While many people may have their apprehensions about these cards and dismiss them merely as instruments used by people to flaunt their status, these cards come with a powerhouse of value-added benefits and services.… Read More »
Investors generally begin to fret when the markets become highly volatile and enter the panic zone. Although, market volatilities can shrink your returns or even provide you negative returns, you need wait for the irregularities to even out eventually as time passes. But if you are a new investor, and do not wish to invest… Read More »