This season, do not be surprised if financial advisors suggest global mutual funds to be the best bet. This is because these funds have generated good returns, which are four-times greater than the returns offered by a fund in the domestic market. But before you make a plunge for these funds, it is important to… Read More »
The fund underperforms: If you as an investor feel that a fund is consistently underperforming, it is better to sell the Mutual Fund than face the brunt of hanging on to it. Now underperformance should be measured only on the basis of the fund’s poor performance record over numerous market cycles and not within 2-3… Read More »
Investments are best pursued when started early and long term investments plans are best suited when they are exposed to risk- equities. However, for a well balanced portfolio, it is necessary that you invest a part of your funds into debt funds. Investing in debt funds can guarantee you capital protection upto a certain level.… Read More »
In this era of high inflation, borrowing a loan has become a matter of utmost importance. Although the repayment aspect of it may seem quite difficult, there are certain ways by which you can cushion your finances and repay your loan with ease! The stock markets have become increasing volatile these days. With high interest… Read More »
At the time of investing you obviously keep in mind one of the most important reasons as to why you opted for this route. Apart from the goals like purchasing a house, buying yourself a car, setting aside finances for your child’s education or marriage etc, accumulating wealth for your post retirement life is also… Read More »
The mantra, as most financial advisors say, to build a good corpus, is to start saving early, for a long term and on a systematic basis. In doing so, you will manage to accumulate wealth that will not only help you fund your financial requirement but also will give you the much needed financial support… Read More »
Investing is an important aspect in order to secure a strong financial future. Be it for the purpose of wealth creation or for financing your requirements, you need to save so that your dependency on credit like borrowing personal loan or a home loan is really not required. As is the rule, for a healthy… Read More »
In the rise in interest rates, your investments in equities might have fallen to 7.7% according to the year to date measure and gold prices may have declined by 1.13%, thus creating a setback, giving you minimized or even negative returns, but only for a short period. But such situations can lead to an overall… Read More »
With the turbulent market conditions, interest rates have begun to go down to their all-time low. Banks that initially used to offer special deposit schemes that were designed to offer higher interest rates than those offered in the market are now destined to jump off the investment bandwagon. Many banks are thinking of removing such… Read More »
As the stock markets continue to show volatility in their behavior, coupled with the issue of rising interest rates, arbitrage fund managers have turned their attention to the humble world of fixed deposits. Obviously, India being a land of conservative investors, the thought of seeking personal loans, home loans etc are quite eerie amidst the… Read More »