In the rise in interest rates, your investments in equities might have fallen to 7.7% according to the year to date measure and gold prices may have declined by 1.13%, thus creating a setback, giving you minimized or even negative returns, but only for a short period. But such situations can lead to an overall… Read More »
With the turbulent market conditions, interest rates have begun to go down to their all-time low. Banks that initially used to offer special deposit schemes that were designed to offer higher interest rates than those offered in the market are now destined to jump off the investment bandwagon. Many banks are thinking of removing such… Read More »
As the stock markets continue to show volatility in their behavior, coupled with the issue of rising interest rates, arbitrage fund managers have turned their attention to the humble world of fixed deposits. Obviously, India being a land of conservative investors, the thought of seeking personal loans, home loans etc are quite eerie amidst the… Read More »
What is a CIR? CIR (Credit Information Report) is the report which maintains a track record of your credit history. Your credit history can be information relating to the number of loans you have applied for, number of loans you are currently repaying, the outstanding amount on your account, the amounts you might have defaulted… Read More »
With the latest news on fixed deposits stating that the rates of interest are expected to fall to an all time low, investors all across the country are rushing to the fixed deposits of banks to invest their funds before the rates of interest, as predicted, fall down. Their main objective is quite in sync… Read More »
When the dangerous credit crisis chook the financial structures of industries worldwide in the year 2008, everyone expected the performance of credit cards to fall back too. However, in the aftermath of this financial disaster, the credit card industry holds the record of shining through the darkness with its impressive performance. While banks played a… Read More »
What do you expect from your fund manager as an investor in mutual funds? Excellent returns on your initial capital that is better than that offered over and above the market? If so, then as the manager of an active mutual fund, you will solely be responsible for the delivery of excellent results that that… Read More »
If you are new to the investing routine or if you are an old player in the field of investments, it is important for you to remember one thing- formulate your investment plan with great diligence. It is not only important to start your investment routine with proper planning in the initial phase, but also… Read More »
In case of emergencies, most people, if they are not able to accumulate funds, opt for debts like personal loans for helping them in such situations. What they don’t realize is that, procuring such loans may come with a lot of ease but it can harm their financial position in future. The Reserve Bank of… Read More »
The year 2011 had witnessed a steep rise in the number of mutual fund mergers, wherein a mutual fund house merges its schemes together. This is done for the purposes of hiding the deplorable performance of a mutual fund scheme, or to prevent the retention of its assets or redemption, by merging it with a… Read More »