In an era where plastic money stands to dominate all other forms of funds, children need to be taught and trained on the pros and cons of using credit cards. This has become even more important in an era where youngsters are being targeted by credit card companies as their target audience, citing to increase… Read More »
No one can deny the importance of credit rating in the life of an individual. Whether it is to borrow a loan from a bank or to get your hands on a new credit card, it is the credit rating which determines all this. Moreover, banks will set credit rating as a base depending on… Read More »
The best way by which you can build a good fortune for securing your child’s future is by investing in your child’s name from a very early age. Early age refers to as early as when your baby turns a day old! If you are interested in securing a great future for your child where… Read More »
This season, do not be surprised if financial advisors suggest global mutual funds to be the best bet. This is because these funds have generated good returns, which are four-times greater than the returns offered by a fund in the domestic market. But before you make a plunge for these funds, it is important to… Read More »
The fund underperforms: If you as an investor feel that a fund is consistently underperforming, it is better to sell the Mutual Fund than face the brunt of hanging on to it. Now underperformance should be measured only on the basis of the fund’s poor performance record over numerous market cycles and not within 2-3… Read More »
Investments are best pursued when started early and long term investments plans are best suited when they are exposed to risk- equities. However, for a well balanced portfolio, it is necessary that you invest a part of your funds into debt funds. Investing in debt funds can guarantee you capital protection upto a certain level.… Read More »
In this era of high inflation, borrowing a loan has become a matter of utmost importance. Although the repayment aspect of it may seem quite difficult, there are certain ways by which you can cushion your finances and repay your loan with ease! The stock markets have become increasing volatile these days. With high interest… Read More »
At the time of investing you obviously keep in mind one of the most important reasons as to why you opted for this route. Apart from the goals like purchasing a house, buying yourself a car, setting aside finances for your child’s education or marriage etc, accumulating wealth for your post retirement life is also… Read More »
The mantra, as most financial advisors say, to build a good corpus, is to start saving early, for a long term and on a systematic basis. In doing so, you will manage to accumulate wealth that will not only help you fund your financial requirement but also will give you the much needed financial support… Read More »
Investing is an important aspect in order to secure a strong financial future. Be it for the purpose of wealth creation or for financing your requirements, you need to save so that your dependency on credit like borrowing personal loan or a home loan is really not required. As is the rule, for a healthy… Read More »