After the recession hit the globe in the early 2008, who knew that the after effects would be felt 3 years from now and still the uncertainty lurks in the air as to whether or not the financial positions of various continents, countries, companies etc. can bounce back to normalcy. The finances of individuals too… Read More »
We often think that investments are beneficial only for the middle-aged or for the retired class, as they are nearing the stage of retirement where income generated will not be as high as before. However, this is not the case as investments in fixed income instruments are equally important for young professionals as it cushions… Read More »
While news on the sky high EMIs applicable on house loans may have you worried, not clearing your credit card dues on time can be an even more costly affair. Often people tend to see the obvious by fretting over spiraling EMI rates and so on, but make careless and ignorant mistakes when it comes… Read More »
In the world of investments, investors are constantly advised to never make investments by simply following a blind trend that has emerged in the industry. Although this is easier said than done, investors need to stick to it instead of making investments in a fund, simple because it has emerged victorious in a season. Choose… Read More »
The popularity of credit cards has reached an all time high. People today have become slaves of the plastic money phenomenon, and managing multiple credit cards has become a norm of the day. With the inception of these trends, people no longer desire anything short of extraordinary in all their dealings, including credit cards. Now,… Read More »
In our dictionary, the term ‘plastic money’ refers to only debit cards and credit cards. However, most of us aren’t aware of another component of plastic money known as the prepaid card. Prepaid cards are the future trendsetters which help people spend without overspending or its other guilty strings. You can maintain a prepaid card to contribute… Read More »
Investments are generally linked to complete once financial requirements. But not many people actually realize that it is important to keep aside funds in a savings account or in an emergency fund where the funds can be easily withdrawn without many hassles if any emergency or unfortunate event strikes. If you had not foreseen this… Read More »
From a healthy financial investment point of view, it is important to get of rid debt as soon as possible, however, it is even more important to evaluate the cost and benefit involved in making such a decision. The first step is to know what kind of loan you have opted for. Is it a… Read More »
Credit card companies offer their clients an option known as the extended credit option. With the help of this facility, a user is able to repay a share of his credit, by the end of his payment cycle, i.e., the date by which he gets his card statement. Then, he is able to make the… Read More »
As credit cards have risen significantly in popularity, with people managing a number of credit cards for personal and professional use, so has an increase in threats and misuse of credit cards. Over the last couple of years, people have shown a high preference for plastic money and its features over the more liquid form… Read More »