As prudent investors, one of our main factor to decide whether we should proceed to invest our funds in a particular fund depends largely upon the performance indicators of that particular fund, generally provided by credible sources; credit rating companies. But, what happens if the ratings provided by such credible sources differ? For example credit… Read More »
Many times it has been observed that, people do take the point of savings and investing quite but at times ignore some points that are quite vital for generating good returns in your portfolio. This generally happens when investors are carried away by the benefits provided by some assets and invest more than what is… Read More »
As investors it is very important for you to invest rigorously as you start earning. For example, if you manage to land into a job at the age of 25 and are receiving a take home salary of Rs20-25k, try to invest as much as 40% of your income. Only then you will be in… Read More »
Short term goals are those goals whose tenors are between 1- 3 years. With the increased greed and haste, most investors assume that investing in a high risk assets will help them accumulate the finances required in order to achieve that goal. But, in reality this is not right. Assets like Mutual Funds and various… Read More »
Mahurat trading is quite a tradition in India. Basically, during Diwali there is an hour of an auspicious trading which most investors anticipate. So far fin the last 8 to 10 years, BSE and Sensex have traded positively. So, there is an additional excitement along with the happiness of new clothes, lights, crackers, gifts, gold… Read More »
Loans are not a nightmare as they seem to be. They can help you achieve your goals and also buy the assets that you have always wished for during periods of financial tightness. But there needs to be certain level of prudence that needs to be adopted while signing up for such debt. In situations… Read More »
Investment corpus: The first step an investment firm analyzes to understand if you are a HNI (High Net worth Individual) or not, is by evaluating your investment corpus. If you have assets worth Rs.10lakh – Rs25lakh then you may not be nominated as HNI. However, if your corpus is well over Rs50 lakh – Rs1… Read More »
Once investors’ sign up for investing in the markets, there are a lot of different reactions pertaining to how experienced each investor is in the wake of the market volatility. If you are a new investor, obviously there is going to be a lot of skepticism from your side as to the markets under performance.… Read More »
How many investors are actually aware of the strength of their investment portfolio? Normally a particular individual investor is master of one investment option, be it insurance, debt or equity. He is not quite comfortable with other investment options because of various reasons. Maybe he is young and his risk appetite is high, so he… Read More »
Due to the rising interest rate scenario, product innovations abound in the market, however borrowers should take care to weigh the pros and cons of the scheme.