Co-branded credit cards have become an emerging trend of the season and many observers believe that they are here to stay. While many people may have their apprehensions about these cards and dismiss them merely as instruments used by people to flaunt their status, these cards come with a powerhouse of value-added benefits and services.… Read More »
While diversified equity funds were expected to outshine the market for an increased amount of time, they underwent a significant fall as they were gnawed by the forces of high interest rates and inflationary pressures. Investors stayed away from this instrument for the fear of global slowdown, which was expected to hit equity funds the… Read More »
There is good news for investors of short-term debt funds. Analyzing their recent behavior in the market, studies indicate that short-term debt funds reduce the rate of volatility, offering high and good returns to investors. This is because there has been an elevation in the short-term interest rates, with the yield curve likely to remain… Read More »
The Securities and Exchange Board of India’s (SEBI) decision to abolish entry load imposed on mutual fund schemes was viewed by many industry insiders as the best decision by the national regulatory authority in a long time. It was high time that mutual funds were given the authority and power they deserve. Instead of allowing… Read More »
As prudent investors, one of our main factor to decide whether we should proceed to invest our funds in a particular fund depends largely upon the performance indicators of that particular fund, generally provided by credible sources; credit rating companies. But, what happens if the ratings provided by such credible sources differ? For example credit… Read More »
Many times it has been observed that, people do take the point of savings and investing quite but at times ignore some points that are quite vital for generating good returns in your portfolio. This generally happens when investors are carried away by the benefits provided by some assets and invest more than what is… Read More »
Short term goals are those goals whose tenors are between 1- 3 years. With the increased greed and haste, most investors assume that investing in a high risk assets will help them accumulate the finances required in order to achieve that goal. But, in reality this is not right. Assets like Mutual Funds and various… Read More »
Loans are not a nightmare as they seem to be. They can help you achieve your goals and also buy the assets that you have always wished for during periods of financial tightness. But there needs to be certain level of prudence that needs to be adopted while signing up for such debt. In situations… Read More »
Never really thought about this option? Well it is the fact. If your Public Provident Fund (PPF) has completed 1 whole financial year, then most probably you will be entitled to get a loan against it. But first, there are certain conditions that you need to fulfill. Firstly, your account need to have completed one… Read More »
It is quite sad, literally to experience certain unwanted assets being forced upon just for the fact the company needs to sell it or they find you as a customer who has enough to pay for it. If you are a person who might just be experiencing a situation where a housing loan company gives… Read More »