MIPs are hybrid investment avenues that invest a minor portion of their portfolio (around 15 per cent-25 per cent) in equities and the balance in debt and money market instruments (i.e. bonds, certificates etc). MIPs provide a monthly income to investors, but the periodicity depends upon the option you choose. These are generally monthly, quarterly,… Read More »
Commodities can be traded on either spot markets, or in the form of futures. Spot markets are those in which the commodity is traded immediately in exchange for cash or some other good. Futures are standardized contracts among buyers and sellers of commodities that specify the amount of a commodity, grade / quality and delivery… Read More »
Though it is a good time to buy gold, don’t go overboard, do have an exposure to gold. One can invest in gold directly, invest in a SIP (monthly purchases) to get the best price either by buying buying gold in physical form like jewellery , gold biscuits , gold bars or investing in gold… Read More »
The interest rate offered by banks depends upon several factors like the term of loan, amount of loan, type of interest rate – fixed or floating, whether it is a new car or an old one, credibility of the borrower, age and income of the borrower etc. Therefore, one has to negotiate to get the best… Read More »
With the increasing competition between insurance companies, the procedure for making claims has become very easy. Generally, you need to call up a toll free number of the insurance service provider and register your claim. You will be advised on the documents that would be needed to be submitted to process your claim. A Third… Read More »
The returns that the infrastructure bonds will give are not clear at present, as they have not been in the market for the past 5 years. However returns in the range of 6 to 8% can be expected. You can expect these bonds to be in the market during the tax saving season – December… Read More »
Most investors tend to think that an ETF is the same as an index fund. While an index fund also mirrors returns of a particular index, ETFs have an edge over index funds because of the benefits it provides.
Almost all the tax saving financial instruments today fall in the EEE tax regime. The taxman is truly the best friend for the investors in these tools. These investments do not tax us, the investors, at the time of investment, during the tenure of the investment and also at the time of the maturity.
CPP Card Protection is India’s first 24-hour Card Protection service for use in the event of card loss, theft and related fraud. One free call to CPP ensures your cards are cancelled immediately; they also provide emergency travel and hotel assistance. You can now protect all your important cards & valuable documents including all your… Read More »
It is a cycle. When there is a boom, there is always a crash around the corner. Real estate prices became sky scrapers by themselves and the inevitable, a stabilization and correction of prices was bound to follow. People whose lives have seen more than one recession have come to terms with it and have… Read More »