The Mysore Merchants Co-Operative Bank – Joint loan

By | June 7, 2011

The Mysore Merchants Co-Operative Bank Limited is a trendsetter Bank in Karnataka which serves its customers all the 365 days of the year. The Mysore Merchants Co-operative Bank Limited was converted to a bank on 29-06-1962. The main object of the Bank at that time was to protect the businessman from the exploitation of the private bankers.

The Mysore Merchants Co-Operative Bank offers wide variety of Loans Products to suit the requirements of its customers. Coupled with convenience of networked branches and wide facility in Banking, it offers loans such as home loan, vehicle loan, education loan, personal loan, joint loan, gold loan etc.

Purpose –           The loan is offered to the borrowers for Personal needs, education, House Repairs (Subject to change & as per rate fixed by the consultant)

Eligibility –           Should be a member of the Bank (Salaried/ Professional/ self employed); the borrower must have the capacity to repay the loan amount

Quantum of Loan The maximum amount of loan that will be offered is Rs.30 Lakhs

Rate of Interest –           13% per annum; Simple Reducing

Processing Fees –           Nil

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About Pradeep Yuvaraj

Pradeep Yuvaraj is a Co-Founder and Director at Finerva Financial Solutions Private Limited, a financial education company focused on personal finance education. He has penned over 250 articles relating to Personal Finance and clocked over 500 hours of educating individuals on managing personal finance. He is a serial entrepreneur and has been associated with 7 Start-ups. His entrepreneurial experience spans industries as varied as Education, Gas Engineering, Automobile Design, Software development and more recently a Pure play presentation design company. Prior to turning entrepreneur in 2005, he has worked for 3 of the top ten companies of the world - Shell, ExxonMobil and Total SA. This experience included handling Branch Operations, Channel Sales and Business Development across 5 states over a period of 8 years. He holds an MBA from Symbiosis and an Electronics Engineering Degree from the University of Pune.

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