The Thane Janata Sahakari Bank Ltd has emerged as one of the leading multi state scheduled co-operative Bank in the country. The bank believes that “customer delight” is the ultimate goal and has a strong belief that Customers & all Stakeholders wholehearted support, absolute faith and their patronage has largely been responsible for its enviable growth.
Purpose – To buy a Personal Computer or laptop for the Students
Eligibility – Repayment capacity will be considered on total income Of the applicant and co-applicant.
Quantum of Loan – Rs. 15,000 to Rs. 1, 00,000/-
Margin – Nil unlike other personal loan
Repayment – 60 EMI Maximum
Service charges – Flat Processing Fees Rs. 250/-
Documentation Charges – At actual
Special Feature – Quick credit delivery and simple documentation
Security – Computer or Laptop
Guarantee or Surety – No Guarantors (In case of both the parents are earners). One acceptable Guarantor in case, either of the parents is earner.
Rate of Interest – 12.00 % P.a. Floating
Documents – Loan Application Form, income proof of Application (s) & Guarantor (s), Residential Proof of Applicant (s) & Guarantor (s), Photocopy of Ration Card or Municipal Tax Receipt, Society Receipt, Passport, Voter’s Identity Card, banking; Last six months Statement of Accounts, one Photograph of the Applicant or Co-Applicant or Guarantor; Signature Verification; Saving account of student with our Bank.