The Thane Janata Sahakari Bank Ltd has emerged as one of the leading multi state scheduled co-operative Bank in the country. It presently is catering to the needs of society through a close network of 54 Branches and 1 Extension Counters spread all over the city of Thane, Mumbai, Navi Mumbai, Nasik, Pune & Satara. The bank believes that “customer delight” is the ultimate goal and has a strong belief that Customers & all Stakeholders wholehearted support, absolute faith and their patronage has largely been responsible for its enviable growth. It offers home loan, auto loan, educational loan, personal loan etc.
Purpose – For purchase of Electronic Appliances, consumer durables, furniture & fixtures or Two Wheelers etc
Eligibility – Salaried or Self Employed or businessman
Loan Amount – Maximum Rs. 2.00 lakhs
Repayment – Maximum 5 years
Rate of Interest – Floating, 15.00% when Salary Deduction is available, 16.50% when Salary Deduction is not available
Service Charges – Flat Processing Fees Rs. 750/; guarantee or Surety Personal Guarantee of 1 or 2 persons
Pre payment – No penalty for pre-payment
Documents Required – Income Proof of Applicant(s) & Guarantor(s), residential Proof of Applicant & Guarantor, original Quotation or Invoice etc. first installment at the time of disbursement
Loan Installment – EMI per Rs.1, 00,000/- Loan Amount