The Thane Janata Sahakari Bank Ltd has emerged as one of the leading multi state scheduled co-operative Bank in the country. It presently is catering to the needs of society through a close network of 54 Branches and one Extension Counters spread all over the city of Thane, Mumbai, Navi Mumbai, Nasik, Pune & Satara. The bank believes that “customer delight” is the ultimate goal and has a strong belief that Customers & all Stakeholders wholehearted support, absolute faith and their patronage has largely been responsible for its enviable growth.
Sadasavali Housing Finance Scheme is the home loan offered by the bank to construct houses or flat for self accommodation.
Purpose – To acquire or construct House or Flat for self accommodation or to take over housing loan from financial institutions
Quantum of Loan – Maximum up to Rs. 50.00 lakh
Rate of Interest – Floating
Loans up to Rs.20 lakhs – 11.50%
Loans above Rs.20 lakhs – 11.75%
Margin – 15% to 30% as the case may be
Repayment – Maximum up to 15 years
Repayment Options – The bank offers repayment options such as regular, step up or accelerated.
Service Charges – 0.80% of Loan Amount
Security – Equitable or Registered mortgage of flat or house