The Thane Janata Sahakari Bank Ltd has emerged as one of the leading multi state scheduled co-operative Bank in the country. It presently is catering to the needs of society through a close network of 54 Branches and 1 Extension Counters spread all over the city of Thane, Mumbai, Navi Mumbai, Nasik, Pune & Satara. The bank believes that “customer delight” is the ultimate goal and has a strong belief that Customers & all Stakeholders wholehearted support, absolute faith and their patronage has largely been responsible for its enviable growth. It offers home loan, auto loan, educational loan, personal loan etc.
Type of Facility – Term Loan or Overdraft
Eligibility – The business units like Small Business Enterprises (SBE), Traders should have been established in the line of business for a minimum period of two years and making profits for last 2 years and submission of IT returns for 2 years
Loan Limits – Maximum Rs.50.00 Lakh
Repayment Period – For term loan 60 months (maximum)
Rate of Interest – Minimum 15.00% per annum (subject to change as per change in PLR)
Security – Hypothecation of stock & book-debts and Mortgage of immovable property, (preferably commercial)