Personal loan being a very popular financial instrument for riding a short term financial crunch, many people go for it without too much introspection. However, it is true that personal loans are a real help in emergencies, as one can avail it without any collateral as security, depending on one’s financial health and past payment… Read More »
Every parent wishes their children to receive the best education and will never compromise on it. The high fee for professional courses and overseas higher education are often, beyond the financial capacity of many families. Thanks to education loans, many are taking advantage of this facility. However, there are certain things to be kept in… Read More »
Credit cards due to their high interest rates and debt traps are feared by a many people. But if used smartly and with control, credit cards can act as a wonderful tool for not only financial emergencies but also for good gains. In this day and age of increasing competition, banks are offering more lucrative… Read More »
There cannot be a one size financial plan that fits all. Depending on one’s circumstances, income level, lifestyle and family, every person must plan for a customized financial planning. Life insurance is one such financial tool that offers customers the flexibility of a personalized design. Since each person has a different financial background and different… Read More »
In every loan agreement, there are various types of clauses which often confuse the borrower. In most of the cases, these clauses are put to ensure that the interest of the financing company is protected as the agreement draft is prepared by their lawyers. It is thus essential for the borrowers to understand and appreciate… Read More »
Having a sound financial stand is considered to be essential nowadays, not just because we have to deal with our daily bread and butter requirements, but there are so many other expenses that wait for us at the other side of the door. Nidhi, an independent girl living in Bangalore, worked as a sales executive… Read More »
Ajitesh, a regular guy in his twenties, wanted to buy a new car to impress his girlfriend and colleagues. He even ensured that he got everything right when it came to applying for a car loan. He selected the right car, applied for a car loan just in time and ended up fulfilling his dream… Read More »
Buying a house or even renovating an existing one can cause a big financial strain for an average middle class citizen. Thanks to the growing popularity of home improvement loans; banks are offering users loans to take care of their home renovation work offering financial help along with tax deduction options. Home improvement includes renovation… Read More »
Everyone of us think about personal loans whenever there is a sudden or short term financial requirement As part of an unsecured loan, personal loans are a great financial tool when faced with financial dilemma including overdue credit card woes to meeting personal financial difficulties, or occasions like wedding. Various public and private sector banks… Read More »
Personal loans are by far one of the most popular financial instruments used by many entrepreneurs to fill their short term financial requirements. There can be a limit to the amount an entrepreneur can avail as personal loan. Also it is the basic nature of banks to watch entrepreneurs with a suspecting eye. High interest… Read More »