Every woman is different for she plays different roles in this world. We understand this and have identified four Credit Cards to suit your different needs as a woman.
When it comes to finances, there is no distinction between how men and women must save or invest or even spend. It is all the same. It is about being proactive and investing smartly, about being consistent with savings, and diligent with repayments on your loans.
Additional Reading: Why Women Should Save More Than Men
Likewise, when it comes to spending, both men and women have to be shrewd, especially if they are very much dependent on their Credit Cards. It’s easy to get carried away with a Credit Card. But if used wisely, a Credit Card can be your saviour during a cash crunch, help you maximise savings and help build your Credit Score too.
We at BankBazaar understand that there is no better way to empower oneself than to be financially independent. And with more and more millennial women are working towards financial independence, we decided to help them in their journey by suggesting the right financial products to own. So, if you’re one among the lot, you may want to check out the below Credit Cards. We’ve categorised them based on four major roles that women take up during their lifetime.
Additional Reading: 4 Working Women On How They Manage Their Money
- The Strong And Single Woman
Nothing comes close to the strength of a single woman. As a single woman, you brave all challenges that life throws at you on your own. Whether you’re a single woman or a single mother, you’d need a strong dose of financial freedom to keep you empowered throughout.
And that’s why the Kotak Royale Signature Credit Card is for you. This card has no annual fee which means you save on yearly charges! This card won’t curb your freedom if you wish to eat out or travel often because you get 4x reward points on dining, travel & international spends. Plus, you can get up to 30,000 reward points on annual retail spends of Rs. 8 lakhs.
- The Victorious Working Woman
You understand independence like no one else and you value your financial independence a little too much. Keeping all that in mind, it is important for you to make the right choice when it comes to spending your hard-earned money.
As a working woman, you fight prejudice day-in and day-out and are determined to go back every single day to show the world that you are not afraid. That fearless attitude is something we appreciate and that’s why we think The American Express Gold Card is just for you.
This card is high on rewards and offers bonus membership reward points on joining. Also, it comes with zero liability should you lose your Credit Card. That’s not all, this card comes with a “no pre-set” spending limit which means your credit limit is set as per your spending pattern and financial history. Woohoo! You also get 20% off on dining at select partner restaurants.
- The Mom On The Run
There’s no denying that it takes a village to raise a child. And if you have more than one child, then we bow down to you in utter respect. We know what a chaotic world it is for you and that’s why we have a card that comes with a silver lining just for you.
To the mom who’s on call 24/7, the YES First Preferred is what we’d suggest. This card comes with numerous offers on dining, shopping and entertainment to suit your needs.
The card does not charge any annual fee. The interest rate is quite attractive too, starting from just 1.99% per month. You can earn a lot of reward points too – 10,000 bonus points on card renewal, 15,000 points on spending within the first 90 days of getting this card, etc.
If you’re looking to entertain your kids over the weekend, you get a 25% discount on movie tickets booked on BookMyShow. And these are just some of the benefits, there are loads more waiting for you.
- The Wise Retired Woman
Well, it’s time for you to now sit back and relax on your couch. You’ve earned it! You are finally free from all your responsibilities and can start enjoying the little things in life.
Unfortunately, even the little things in life aren’t always free and costs money. But, with the IndusInd Bank Platinum Credit Card, you’re sorted. This card has no joining fees and is high on rewards. You get 1.5 reward points for every Rs. 150 spent on this card.
Love watching movies? Use this card to book movie tickets and get free tickets across various entertainment partners. Moreover, you also get comprehensive insurance benefits with this card. You can use this card to get fuel-surcharge waiver at all fuel stations across the country too. And you can enjoy Priority Pass membership for both you and your partner.
Additional Reading: 5 Financial Moves That Women in Their 50s Should Make
Although we’ve specifically mentioned Credit Cards for women only, let us tell you that our wide array of Credit Cards are sure to pique anyone’s interest, irrespective of gender. Just click on the link below to browse through our entire catalogue.