Andhra Pragathi Grameena Bank – Scheme for ‘Utilization of Fallen Animals’

By | September 21, 2011

Andhra Pragathi Grameena Bank came into existence from 1.06.06 by amalgamating Rayalaseema Grameena Bank, Sri Anantha Grameena Bank and Pinakini Grameena Bank consequent upon the Government of India Notification dt.1.6.06. The bank’s credit basket includes agricultural loans, loans to farmers, produce loans, priority sector loans, non- priority loans, education loan, home loan, personal loans etc.

Purpose: It is envisaged to facilitate prevention of environmental pollution and check spread of livestock diseases, provide employment opportunity to rural poor engaged in carcass collection, flaying and by-product processing by producing better quality hides and skins

Eligibility: Individuals, Flayers Cooperatives, NGOs or any other agency involved in such activities.

Quantum of Loan: i)90% of the outlay is provided as capital subsidy by GOI through  Department of Animal Husbandry, GoAP for establishment of Carcass Utilization Centers (CUC) of different capacities as detailed hereunder:

(a) Model-I:  An indicative unit cost of Rs.145.00 lakh has been provided for establishment of a CUC to process of 5 to 6 carcasses per day.

(b) Model-II:  An indicative unit cost of Rs.280.00 lakh has been provided for establishment of a CUC to process 20 to 25 carcasses per day.

(c) Renovation/Modernization of Existing Carcass Utilization Centers:  An indicative unit cost of Rs.160.00 lakh has been provided for this activity.  No bank loan is envisaged for these models.

ii) 50% of the outlay is provided as back ended capital subsidy by GOI through NABARD for establishment of Bone Crushing Unit with a maximum outlay of Rs.30.00 lakh.

Implementing Agency: Department of Animal Husbandry, Dairying and Fisheries, GOI, Department of Animal Husbandry, GoAP and NABARD

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About Pradeep Yuvaraj

Pradeep Yuvaraj is a Co-Founder and Director at Finerva Financial Solutions Private Limited, a financial education company focused on personal finance education. He has penned over 250 articles relating to Personal Finance and clocked over 500 hours of educating individuals on managing personal finance. He is a serial entrepreneur and has been associated with 7 Start-ups. His entrepreneurial experience spans industries as varied as Education, Gas Engineering, Automobile Design, Software development and more recently a Pure play presentation design company. Prior to turning entrepreneur in 2005, he has worked for 3 of the top ten companies of the world - Shell, ExxonMobil and Total SA. This experience included handling Branch Operations, Channel Sales and Business Development across 5 states over a period of 8 years. He holds an MBA from Symbiosis and an Electronics Engineering Degree from the University of Pune.

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