Investors who want to take low risk and higher returns by persistent investing approach can take full advantage of this asset class. But, those investors who understand asset allocation and base their investment decisions on it are not likely to benefit much than the former group. Asset allocation is the most important factor determining a… Read More »
If you are a budding investor, who carries big dreams and the ability to shoulder bigger responsibilities in the future, then this asset class is for you. The advantages of investing in a multi cap mutual fund are many: Firstly, it offers a diversified investment approach for investors, who are looking to grow big with… Read More »
Before you blindly follow your fund manager, it is important to know something about how your fund actually functions when you park your funds for investment purposes. We all know about various types of fund caps available like small cap, large cap and mid cap funds, which set aside your investments accordingly. Large-cap fund will… Read More »
It is not mandatory for you to stick to one Mutual Fund if you think it is not performing well or it is not giving you better returns. The whole point of investing is to grow your money in options that can help you build a good financial corpus. If you require a personal loan… Read More »
CASH FLOW NEEDS Depending on your cash flow needs you can look into cash flow requirements. If there is requirement for interim cash flows from the investment, then the dividend option is better, whereas if there is no interim cash flow requirement, the growth option is better where the returns are reflected in the movement… Read More »
Most investors have been wooed by banks to transfer their funds from fixed income products towards banks that provide interest rates as high as 11.6% for five-year tenure on deposits and bonds. Most banks have launched a series of fixed maturity plans (FMPs), as they lost the listings with SEBI. In order to get listed,… Read More »
Mutual Funds relating to the agro and commodities market can benefit you, as it has been forecasted to be on the bull- run for quite a long time now. If you thought the rising food prices were a matter of concern as it increases the your expenditure or even force you to borrow a loan… Read More »
Wondered why your fund manager was not able to protect your savings during slumps? There is no need to, since fund managers are not in a position to manage risk directly. They themselves are not very much aware of how the markets might perform. So now, the confusion arises as to what are the lines… Read More »
Mandated by the Prevention of Money Laundering Act, 2002, the Know Your Customer process is now mandatory. The KYC process helps banks and NBFCs know their customers as the form, once duly filled, can provide a lot of information about their clients. In its reforms , this is one of the most effective move by… Read More »
Most consumer websites are flooded with complaints as to how they encountered agents who expose only partial facts of their policies and wait for the customer to directly get exposed to the risks. Here are some of the commonly used traps to entice the customer into purchasing policies that can harm them financially: Plot 1:… Read More »