Category Archives: Articles

Gurgaon Gramin Bank – NIWAS PLUS

Gurgaon Gramin Bank is a Regional Rural Bank, sponsored by Syndicate Bank having its Head Office at Gurgaon. It came into existence in the year 1976, and has operations in almost seven districts. The Bank is among the first RRB in the country under various financial parameters. The bank is also having its own Head… Read More »

How to pay your Home Loan efficiently

If you are a young married couple and want to own a house before you start a family, without burdening your joy for travelling and shopping, then here is a simple mantra, by which, all you pursuits of happiness can be fulfilled. Opting for a joint loan, with you and your spouse as a co-owner,… Read More »

Take precautions before you close your home deal

Most borrowers of a home loan, are just bothered about how the loan is to be prepaid and how quickly they can get the burden off their finances. Most bankers say that one out of every six home loan borrowers does not bother to take back their documents even after repaying the entire loan amount.… Read More »

One time settlement of dues can be a costly affair!

The CVC(Central Vigilance Commssion) has directed the banks to not provide criminals with the option of opting for a one time settlement of their dues on their loan, be it even for their home loan. The offences would continue to be probed by the investigating agencies concerned-Central Bureau of Investigation (CBI) in cases where dues… Read More »

Gurgaon Gramin Bank – NIWAS (Easy Bhawan Nirman to All Categories)

PURPOSE                             – For Construction or Purchase of Built up, new House or flat; purchase of site for house construction & Construction thereon; for repairs, renovation or modification in existing house and for the takeover of the Housing loans from other finance Institutions; ELIGIBILITY –              All salaried, self employed, business persons, agriculturist or pensioners with regular… Read More »

One time settlement of dues can be a costly affair!

The CVC(Central Vigilance Commission) has directed the banks to not provide criminals with the option of opting for a one time settlement of their dues on their loan, even if it was a home loan. The offences would continue to be probed by the investigating agencies concerned-Central Bureau of Investigation (CBI) in cases where dues are over… Read More »

Dial the FM’s number if you have been denied an educational loan!

If your public sector bank, denied you an educational loan due to inappropriate factors like age, locality etc, you can contact the finance minister or the finance ministry officials and seek redressal of your grievances. “Banks usually insist that both the guarantor and the candidate should be residing under the area of the branch, which is… Read More »

Is taking a loan against shares advisable?

Well taking a loan, involves a lot of procedures not only from the lenders side but also form the borrowers side as well since the borrower will have to make all sorts of analysis regarding the interest rate, loan amount, EMI calculation etc. But all these will cost you a whole lot of time and… Read More »

Do read the fine print in your loan documents!

If you want to avoid nasty and scary surprises in future, causing you to pay much more than what you had anticipated, read the fine prints of your housing loan or any loan documents. Most borrowers put their property choice under strict radar, keeping in mind what your like and dislikes, but rarely do they… Read More »