Most investors, apart from investing in the traditional and most trusted deposit instrument- The Fixed Deposits (FDs), opt for investing in instruments like the Company Deposits (CDs). Although their main advantage is that they carry a slightly higher percentage than the Fixed Deposits, they also throw a lot of risk for the investor. This is… Read More »
SBI Mutual Fund House, India’s sixth-largest leading asset management house, has increased its investment exposure in entities like telecom, healthcare, and staples, thereby assuring that it will successfully benefit from the country’s overall consumption. Due to several favorable demographics like low penetration, an increase in the level of disposable income, and the play-out of the… Read More »
In this era of awareness and adoption to new methods of investing, there is a certain section of society who wishes to save and invest with the traditional methods. This route, as most financial advisors recommend, is also for those whose tenors have almost completed in the equities scenario. Risking returns and opting for debt… Read More »
If your income increases and your potential to save is not up the mark then there is no point of investing. The main advantage of investing is to help you build a sizeable amount of corpus at the end of the tenor. The more you contribute the better. Most financial advisors suggest that after deducting… Read More »
As prudent investors, one of our main factor to decide whether we should proceed to invest our funds in a particular fund depends largely upon the performance indicators of that particular fund, generally provided by credible sources; credit rating companies. But, what happens if the ratings provided by such credible sources differ? For example credit… Read More »
Many times it has been observed that, people do take the point of savings and investing quite but at times ignore some points that are quite vital for generating good returns in your portfolio. This generally happens when investors are carried away by the benefits provided by some assets and invest more than what is… Read More »
As investors it is very important for you to invest rigorously as you start earning. For example, if you manage to land into a job at the age of 25 and are receiving a take home salary of Rs20-25k, try to invest as much as 40% of your income. Only then you will be in… Read More »
Short term goals are those goals whose tenors are between 1- 3 years. With the increased greed and haste, most investors assume that investing in a high risk assets will help them accumulate the finances required in order to achieve that goal. But, in reality this is not right. Assets like Mutual Funds and various… Read More »
Mahurat trading is quite a tradition in India. Basically, during Diwali there is an hour of an auspicious trading which most investors anticipate. So far fin the last 8 to 10 years, BSE and Sensex have traded positively. So, there is an additional excitement along with the happiness of new clothes, lights, crackers, gifts, gold… Read More »
Loans are not a nightmare as they seem to be. They can help you achieve your goals and also buy the assets that you have always wished for during periods of financial tightness. But there needs to be certain level of prudence that needs to be adopted while signing up for such debt. In situations… Read More »