As per a recent study conducted to overlook the global fraud in the card industry, almost one in every four consumers polled was a victim of card fraud at some point or the other. The statistics revealed that India had the second highest debit card fraud numbers last year in 2013 compared to 2012. Overall… Read More »
Blasted with advertisements for everything, ranging from an apartment, to a holiday to clothes, smart phones and other gadgets, how can anyone not be expected to be swayed? The purchasing power of individuals is increasing and so are the desire to own the best and the latest. Here’s a case of spending and beyond capacity.… Read More »
The growing trend of online shopping is not only good news for e-commerce portals but banks and credit card companies are also enjoying the fruits of the new online shopping trend. While the growing internet penetration in India is likely to touch $4 billion by the end of the year, and $45 billion by the… Read More »
Everyone likes to enjoy the advantage of saving a little extra. The importance of savings gets even more prominent with today’s rising inflation and increased day to day expenses. Various financial and non financial companies understand the significance of savings and offer customers increased savings in case they use their services and products. Customers using… Read More »
The blossoming of credit card industry has made it possible for banks and credit card companies to come up with dedicated card schemes for its customers. Travel centric credit cards are one such popular travel oriented credit card scheme where banks or credit card companies collaborate with various airlines and hotels to offer discounts of… Read More »
Financial logic normally takes a back seat during this time but if you work with a little bit of prudence, there will be lesser reasons to mourn once the party gets over. Some of them are done-to-death financial clichés but if you keep them in mind, they can really help cushion that blow to your… Read More »
The use of plastic money and the increasing popularity of such formats have revolutionized the way payments are made and received. The most popular types of plastic money are debit cards and credit cards. Credit cum debit card is a single card which has the features of both a credit card as well as a… Read More »
Credit Card is gradually becoming a necessity. With many valuable features, this 86×54 mm card is nevertheless a magic box. Instead of carrying cash in your wallet, a credit card is easier to manage and convenient to handle. With the changing times, many people have already transformed themselves to the credit card regime, some are… Read More »
Supriya was looking for a new mobile phone and checked various stores in her city. She found that the phone she was looking for was available at a bargain price on online shopping websites compared to physical retail outlets. Never having indulged in any online shopping activity in the past, Supriya was not sure whether shopping… Read More »
When in need of urgent cash many people resort to taking cash advance from their credit cards. It is interesting to note that unless the outstanding amount is settled in time the credit cards charge up to 45% interest on annual basis on the unpaid amount till such time the dues are cleared. This… Read More »