5 Tips for Responsible Credit Card Usage
Category Archives: Credit Cards
Shopping on EMI? Look before you leap!
How many people can honestly say that they are not tempted to go on a shopping spree with all the stores giving festive discounts and great offers? And thanks to the considerate retailers who understand the need of liquidity at that hour and offer EMI payment options. Equated Monthly Installment technique of payment has grown… Read More »
Now, no more swiping! Contactless cards are here!
Many of us think twice before handing over our cards to the waiter in a restaurant. And it is fact that we are not so happy to handover our card to someone, who swaps it at a machine located away from our line of sight. Technology now has solution for this worry too! Contactless cards… Read More »
Five common credit card mistakes!
Sandeep, a young IT professional, was living a care-free life like any other young job entrants. However, he decided to buy a flat near his office for convenience. But to his surprise, with his high earnings and no other loans, his home loan application got rejected because of poor CIBIL score. How did this happen?… Read More »
Get your RuPay Card at a lower cost!
You have probably heard about RuPay card when the government launched Pradhan Mantri Jan Dhan Yojona. RuPay card is an essentially Indian debit credit launched in 2014. Though it didn’t gain much hype, recently it gained more attention as the government announced free RuPay cards for all the account holders of Pradhan Mantri Jan Dhan Yojona. RuPay… Read More »
9 ways to benefit using your credit card!
Often referred to as the next generation money, credit cards have become an integral part of our lifestyle. Where there are some people who depend on their credit cards for practically everything, there are still some folks out who have taken the adage of Warren Buffet – Say No to Credit, too close to their… Read More »
5 ways to save using your credit card!
Amit, a Bangalore based entrepreneur is a frequent traveler. He was spending for all ticket purchases with his debit card, till a friend suggested that he opt for a travel centric credit card. Amit applied for the same which collaborated with various domestic and international airlines offering discounted fares. Now Amit could save money a… Read More »
Cards in your wallet – The risk quotient!
As per a recent study conducted to overlook the global fraud in the card industry, almost one in every four consumers polled was a victim of card fraud at some point or the other. The statistics revealed that India had the second highest debit card fraud numbers last year in 2013 compared to 2012. Overall… Read More »
Keep your credit history clean!
Blasted with advertisements for everything, ranging from an apartment, to a holiday to clothes, smart phones and other gadgets, how can anyone not be expected to be swayed? The purchasing power of individuals is increasing and so are the desire to own the best and the latest. Here’s a case of spending and beyond capacity.… Read More »
Credit card companies to utilize E-commerce boom!
The growing trend of online shopping is not only good news for e-commerce portals but banks and credit card companies are also enjoying the fruits of the new online shopping trend. While the growing internet penetration in India is likely to touch $4 billion by the end of the year, and $45 billion by the… Read More »