Although credit is not a very like able term for conservative money spenders, it can prove to be beneficial if utilized wisely. Apart from the security and convenience benefits that credit cards provide, most banks have managed to attract and widen their credit card users’ base by offering them cash back on their purchases. This… Read More »
In order to procure a protected financial future, it is very important for you to start saving and start that early. If you are an individual who is browsing through the investment avenues and have opted for Mutual Funds then you have made a very good decision. The Systematic Investment Plan (SIP) is the all… Read More »
If you have been an investor in fixed income instruments for quite some time now, then there is no denying that this year has probably the toughest one till date, especially due to a constant fluctuation in interest rates in the country. In such a scenario, it is important to mould your behavior in accordance… Read More »
With the fear of short term interest rates and the high inflation lurking, the traditional fixed income investors are facing the brunt of it. March 2011 may not be a good financial month since majority of the FMPs have been wiped out, or fresh ones are no longer introduced. But this should not dampen your… Read More »
The hectic routine of getting up in the morning and scurrying off the busy streets blocked with traffic just to reach your desk on time and then getting back home with the day’s stressful events on your hunched shoulders, being greeted with a hot cup of chaai and the laid back night viewing of your… Read More »
No matter how cautious you are, you still cannot be 100% sure that your credit card or debit card cannot be under attack. However, constant vigilance can only help you avert any such fraudulent practices. One must be careful when they are using plastic cash not only for online transactions but also while they are… Read More »
While worries of recession and the cut-throat job market may plague us almost every single day, investments in the money market seem to offer us some respite in the form of a steady income over and above our investments. While most of us may see the money market as an inconsistent forum to earn profits,… Read More »
Employees’ Provident Fund (EPF) is a debt fund where after a lock in period of 5-10 years you will be able to redeem your investment. But due to its lock in period, many investors find it difficult to prematurely withdraw funds in case of any emergencies. Opting for loans like personal loan, home loan or… Read More »
With Reserve Bank of India’s (RBI) interest hike, interest rates on loans have gone up by 2%. Although the percentage might not seem very significant, for loan borrowers it means an increase by a lot! If you are a home loan borrower, after these hikes you may be forced to consider one of the following… Read More »
With the current highs and lows of the market, mutual funds seem to be the best and most profitable bet for mutual fund investors as the way to accumulate higher profits and gains for their investments. Investment managers may also help a fund prosper in troubling times, by helping money grow in a quicker and… Read More »