Category Archives: directory specials

How to Maintain a Good Credit Score?

With the ease in the availability of credit, many customers are in the assumption that they can get a loan as and when they require. Although this thought is partially true, it is not always the case. The Reserve Bank of India (RBI) has initiated a lot of mechanisms that have halted the number of… Read More »

How to Make The Most Of Your Credit Card?

Credit cards are not always harmful to one’s financial stability but it majorly depends as to how it has been utilized. Apart from the list of benefits it offers under various packages and schemes, many a times customers have been affected enormously when they had to pay their bills due to the hidden charges, processing… Read More »

How To Monitor Your Credit Card Usage?

With the increase in the salaries of the working class, obviously there is a tendency for the needs to increase as well. If you are an individual whose job involves extensive travelling and have just got yourself into a marital alliance, then it is important for you to understand the extent of your expenses and… Read More »

Credit Cards Are a Sensible Choice

Credit cards, their benefits and their threats are something we all possess knowledge on. With a part of the younger generation getting drawn towards the gleam of credit cards, there is one group who is strongly resisting the urge to hold and manage credit cards. For them, credit cards are nothing but an instrument that… Read More »

How to Save Your Credit Score?

With the introduction of CIBIL’s CIR (Credit Information Report), it has become mandatory for loan borrowers or credit card holders to be aware of their credit usage, since any kind of lapse on your part in terms of repayment, may not enable you to acquire more debt later, no matter how mere the defaulted amount… Read More »

If You Want To Invest Lump Sum Amounts, STP It!

People sometimes cannot invest regularly an amount for the purpose of saving into funds. And if you are one of them, then here is a perfect solution. Systematic Transfer Plan (STP) enables an investor to invest their amount into a liquid fund which will be systematically transferred to an equity fund every month. Therefore unlike… Read More »

Improve The Habit Of Saving!

It is not a difficult task to accumulate a corpus worth Rs 1 crore or even Rs 5 crore unless you religiously stick to the habit of setting aside a major portion of your funds for the purpose of investing. Many times it has been observed that like most New Year resolutions, the habit of… Read More »