The basic purpose of availing a car loan remains to make good the deficiency in available funds to buy a car. If one is systematic and methodical in deciding on the right car loan to suit the exact requirements then the chances of getting a great deal that will save substantial amount in the long… Read More »
Home loan is a long term commitment often spanning over 2 decades and involves substantial amount money which the borrower takes and even more which he pays back in the long term. There are certain conditions under which the borrowers may want to prepay the home loan before end of the agreed term. There are… Read More »
In order to attract more and more customers the housing financiers come with several innovative schemes from time to time. One of such schemes which many borrowers are offered with is called the “No EMI till possession”. Though it might sound an extremely convenient option one needs to study a bit deeper to appreciate the… Read More »
While looking for a good deal on a personal loan there is always the dichotomy of choosing between a longer repayment tenure that makes the EMIs comfortable and shorter period that has a higher EMI but ultimately saves on interest paid out. There several kinds of offers on personal loans which are being advertised and… Read More »
The market is flooded with offers from car manufacturers as well as financiers with various kinds of car loans. The competition among car manufacturers and the financiers has come as a boon for the customer who now has a wide range of choice in car loans from which he can try to extract the best… Read More »
Surprising as it may seem, there is a lot of room for bargaining and negotiation in the terms and conditions being offered by banks for personal loans. Armed with this information we can easily negotiate wonderful deals on personal loans if we put use our inherent bargaining skills for which we Indians are famous. Following a… Read More »
Personal loans are among most easily accessible capital when one needs it. The processing is faster and the requirement of documents is relatively simpler. Any persona with a decent credit rating and repayment capacity can avail such a loan in a matter of hours from any financing institution. However the rational utility of taking such… Read More »
Personal loans have been around for quite some time and are one of the most commonly employed means of raising funds it times of requirements. As the name suggests these loans are not meant for any specific purpose and the customer is free to use the money in whatever manner he desires. Contrary… Read More »
The customer today faces a daunting task of selecting from among the plethora of features and combinations that are being offered by the financing institutions on every kind of loan. Competition among the financiers has led to the development of many innovative loan products which have their own pros and cons. In order to see… Read More »
Availing a car loan has become an extremely easy affair in India with financiers going overboard to woo customers into their fold. It is for the customer to decide the amount and type of car loan that is most suitable for his requirements. One of the most important factors that influence this decision is the… Read More »