An overwhelming majority of all car purchases in India is through car loans that are easily available from various banks and other financing institutions. Despite the widespread usage of the car loan facility for buying new as well as used cars the interest rates are still quite high in India as compared to other places.… Read More »
Getting a car loan is not supposed to be a Herculean task where the customer runs from pillar to post trying to negotiate a good deal and securing approval of the financing company. For people who have a good credit record getting a car loan can be a smooth, hassle free and quick process. There… Read More »
With the growing popularity of home loans as a means of financing the dream home almost all banks today are offering various kinds of home loans which can be easily availed by people looking to buy a home for themselves. The Reserve Bank of India has stipulated guidelines that need to be followed in application,… Read More »
The wonderful benefits that are associated with a home loan currently make it a great option for earning individual to make an investment as well as save on taxes. By leveraging the amount that people already have they can now afford to buy much larger houses using the easily available home loans. Even after the… Read More »
With the advent of affluence and prosperity ushered in by economic liberalization there has been steep rise in number of Indians wanting acquire one or more houses in urban localities. This has further led to marked increase in prices of real estate across the country. Every earning individual in India today contemplates owning dream home… Read More »
The market is flooded with offers from car manufacturers as well as financiers with various kinds of car loans. The competition among car manufacturers and the financiers has come as a boon for the customer who now has a wide range of choice in car loans from which he can try to extract the best… Read More »
In an all out attempt to woo customers financiers are coming up with many different attractive offers and discounts of car loans and purchases. These practices have been largely successful in increasing the actual sales in the past few years. The customers at times are unable to fathom the real financial implications of what is… Read More »
Out of the vast number of car loans that are approved every day across the country there are some loans which become defaulted due to various reasons. Once it is confirmed that the loan repayment is beyond the capacity of the burrower the financier initiates legal action in order to take possession of the vehicle.… Read More »
Surprising as it may seem, there is a lot of room for bargaining and negotiation in the terms and conditions being offered by banks for personal loans. Armed with this information we can easily negotiate wonderful deals on personal loans if we put use our inherent bargaining skills for which we Indians are famous. Following a… Read More »
Personal loans are among most easily accessible capital when one needs it. The processing is faster and the requirement of documents is relatively simpler. Any persona with a decent credit rating and repayment capacity can avail such a loan in a matter of hours from any financing institution. However the rational utility of taking such… Read More »