At times one may get a call from the finance companies about having been approved of a loan even without applying. This is a situation when depending upon your credit rating the bank offers you a home loan which can be disbursed quickly on application for it. However it needs to be understood that pre… Read More »
During the last recession the entire global credit business witnessed a serious resource crunch which led to significant depreciation in the loan disbursal all over the world. The Indian home loan industry also saw a bit of slowdown. Thus in order to attract more and more customers post the global recession there have been numerous… Read More »
Quite often it becomes a practical option to avail a joint home loan so as to increase the loan amount and get tax benefits too. In case a couple plans to buy a home by taking a joint home loan then thee are added advantages which they can avail from the loan. While a joint… Read More »
The popularity of home loans as a medium to acquire the dream property has been on the rise across the country in the past decade. Every day more and more people apply for this wonderful financial tool that lets you own a home and have a array of other fringe benefits. Home loans are meant… Read More »
With the growing popularity of home loans as a means of financing the dream home almost all banks today are offering various kinds of home loans which can be easily availed by people looking to buy a home for themselves. The Reserve Bank of India has stipulated guidelines that need to be followed in application,… Read More »
The wonderful benefits that are associated with a home loan currently make it a great option for earning individual to make an investment as well as save on taxes. By leveraging the amount that people already have they can now afford to buy much larger houses using the easily available home loans. Even after the… Read More »
With the advent of affluence and prosperity ushered in by economic liberalization there has been steep rise in number of Indians wanting acquire one or more houses in urban localities. This has further led to marked increase in prices of real estate across the country. Every earning individual in India today contemplates owning dream home… Read More »
Gold is one of the most important parts of an Indian’s life while it comes to glorifying any type of festival or occasion. It is a matter of concern for lots of Indian families now that gold price has surged continuously to such a point where it becomes difficult to buy gold. Perceiving the difficulty… Read More »
Sunil had seen a lovely apartment and he was in a hurry to buy it. As he did not have sufficient money to purchase it, he settled for the lucrative loan offer from a bank. Unfortunately, after some time, he found out that he was paying more towards the loan than his other friends. When… Read More »
Anxiety, cheer, joy, worry, nerves, confusion, clarity, lack of clarity – these are the range of emotions that engulf us the moment we start thinking of buying our first home. Irrespective of our financial standing, a first home has a very special emotional place in our heart. Then, why should it be a cause for… Read More »